Meet the current needs of your business with a loan allowing the automatic drawdown and repayment under a current account.

A working capital loan to cover your day-to-day business needs.

Obtain the funds needed to develop your business with a long-term target loan for fixed assets financing.

The portfolio guarantee provided by the European Investment Fund is used to finance the activity of small and medium-sized enterprises under alleviated collateral requirements and under preferential pricing terms.

Long-term funding for making your investment intentions come true. This loan may be used for financing your corporate projects.

Aimed to finance large-scale projects through the entire product range of UBB. Applicable to implementation of large and key investment projects.

Cover your operational needs of funds, meet your day-to-day business challenges with a credit line from UBB.

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.

UBB offers loans, collateralized with expected subsidies, for agricultural producers, supported under the Single Area Payment Scheme (SAPS), Green Direct Payments (GDP) and other subsidies from State Fund Agriculture.

Joint programme of UBB and the National Guarantee Fund (NGF) for guaranteeing loans to small and medium-sized enterprises.

Short-term loans with a fixed period and amount for meeting the current working capital needs of your business

A credit limit, securing the issuance of bank guarantees by your order in favour of a contractor of yours.

Financing in the form of investment loans and/or overdrafts under a fast approval procedure, intended for agricultural producers and stock breeders with minimum experience of 2 years and cultivated areas exceeding 300 decares

JEREMIE TRADE FINANCE-COVID 19 is a guarantee program of the European Investment Fund for UBB business clients.

A joint programme of UBB and the Fund of Funds Loss-capped Portfolio Guarantee to Overcome the Effects from the COVID-19. The programme targets easier access to loans for Bulgarian small and medium-sized businesses in view of continuation of their activities, including also for covering their liquidity needs and/or for overcoming crisis-related financial difficulties.

Financing the construction of a photovoltaic plant for own needs of SMEs, corporate clients and agricultural producers.

UBB’s Sustainable Finance Programme and aims at transforming the main sources of energy and reducing carbon emissions

A specialized loan for purchasing agricultural land, which allows you to substitute the fixed rental costs with bank loan installments

Specialized loans for the purchase of agricultural equipment from official importers and dealers of new and used equipment.

Specialized schemes for target financing of investment costs related to the implementation of projects approved under Operational Programmes of the European Union.

The present Guarantee Programme has been developed in support of small, medium-sized and mid-cap enterprises, providing an easier access to trade financing products as well as to working capital loans.

An unsecured overdraft based on the bank turnovers and intended to cover the current financial needs of your business

UBB offers an overdraft loan to agricultural producers, approved to receive subsidies from State Fund Agriculture.