Meet the current needs of your business in a secure and flexible manner, with automatic drawdown and repayment on a current account.

A working capital loan to cover your day-to-day business needs, with equal principal payments on a monthly basis.

Fulfill your investment projects through VAT financing with a credit line from UBB.

Obtain needed funds to develop your business with a long-term target loan for financing of fixed assets.

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.

Long-term funding for making your investment intentions come true. This loan may be used for financing your corporate projects.

Aimed to finance large-scale projects through the entire product range of UBB. Applicable to implementation of large and key investment projects.

Cover your operational needs of funds, meet your day-to-day business challenges with a credit line from UBB.

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.

InnovFin business loans are preferential financing for innovative micro, small and medium-sized companies (up to 499 employees) through a guarantee scheme.

UBB offers loans, collateralized with expected subsidies, for agricultural producers, supported under the Single Area Payment Scheme (SAPS), Green Direct Payments (GDP) and other subsidies from State Fund Agriculture.

Joint programme of UBB and the National Guarantee Fund (NGF) for guaranteeing loans to small and medium-sized enterprises.

Short-term loans with a fixed period and amount for meeting the current working capital needs of your business

Loan commitment for issuance of bank guarantees.

UBB offers loans under relaxed terms and conditions with regard to the collateral thanks to combining two guarantee instruments: COSME* and NGF**

Joint programme of UBB and NGF for guaranteeing loans to small and medium-sized enterprises

Financing in the form of investment loans and/or overdrafts under a fast approval procedure, intended for agricultural producers and stock breeders with minimum experience of 2 years and cultivated areas exceeding 300 decares

JEREMIE TRADE FINANCE-COVID 19 is a guarantee program of the European Investment Fund for UBB business clients.

A joint programme between UBB and the Bulgarian Development Bank (BDB) supporting the liquidity of small, medium and large enterprises, adversely affected by the extraordinary situation and the COVID-19 pandemic.

A joint programme of UBB and the Fund of Funds Loss-capped Portfolio Guarantee to Overcome the Effects from the COVID-19. The programme targets easier access to loans for Bulgarian small and medium-sized businesses in view of continuation of their activities, including also for covering their liquidity needs and/or for overcoming crisis-related financial difficulties.

The EGF guarantee programme has been developed to support liquidity and facilitate access to working capital and investment financing of small and medium enterprises in response to the crisis caused by the COVID-19 pandemic.