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For companies with annual turnover up to 1 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

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Contact us

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0700 117 17

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*7171

Short number for mobile users

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+3592 483 1717

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Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 12/08/2020 15:01:20

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.70130
1.69630
Buying rate
1.63200
1.63700
BNB fixing
1.65987
Cash payment
Non-cash payment
Selling rate
2.21000
2.20500
Buying rate
2.13460
2.13960
BNB fixing
2.17694
Cash payment
Non-cash payment
Selling rate
1.84960
1.84460
Buying rate
1.77680
1.78180
BNB fixing
1.82056
БГ
Guaranteed loans by the National Guarantee Fund

Guaranteed loans by the National Guarantee Fund

Joint programme of UBB and the National Guarantee Fund (NGF) for guaranteeing loans to small and medium-sized enterprises.

Advantages

  • Fast and easy access to financing
  • Lower collateral requirements
  • More beneficial credit terms

Parameters

Target group Small and medium-sized enterprises within the meaning of the SME Act
Aim

Investment loans

Working capital loans

Bank guarantees and Letter of credits

Currency BGN / EUR
Interest rates Negotiable
Fees As per UBB’s Fees and Commissions’ Tariff for Business Clients
Guarantee issuance fee No fee for issuance of the NGF guarantee
Amount

Negotiable

The maximum guarantee coverage is up to 1 500 000 BGN or the equivalent in EUR for the group of related parties

Tenor Up to 12 years
Grace period Negotiable
Collateral

Long-term tangible assets and/or current assets, as the assets, subject of the investment and the expected subsidy under the project are mandatory used as collateral

The NGF guarantee

Required Documents

  • Decision of the company’s competent body for obtaining a loan and providing collateral for it
  • Balance Sheet, Income Statement and a Tax Return for the last year
  • Collateral ownership documents - copies of the ID cards of the company’s representatives - borrower/co-debtor/pledgors/mortgagors;
  • Certificate for availability /lack of arrears, issued by the revenue authority as per Art 87, Para 6 of the Tax Insurance Procedure Code;
  • Declaration of relatedness with other entities 

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