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UBB ExpertEase Dynamic Balanced is suitable for investors, who have tolerance to a certain loss and tend to take higher risk.
UBB ExpertEase Dynamic Balanced (BGN and EUR) is a global mixed “balanced” investment compartment of umbrella fund UBB ExpertEase. The sub-sund is a feeder sub-fund, which invests at least 85% of its assets in Institutional F share BG class of master sub-fund Horizon KBC ExpertEase Defensive Balanced, which is an investment compartment of Horizon N.V., an open-ended investment company duly
incorporated and existing under the laws of Belgium, having its seat and registered
office at Havenlaan 2, B-1080, Brussels, Belgium, and managed by KBC Asset
The investment objective of the sub-fund is to invest at least 85% of its assets in
shares of the master sub-fund and up to 15% of its assets in cash and derivatives.
The target allocation is 55% for the stock component and 45% for the bond component. However, this allocation may be significantly deviated and therefore the master sub-fund may invest a sizeable portion of its assets in asset classes that are not included in the target allocation (such as money market instruments and cash). The stock component can amount to a maximum of 70% of the master sub-fund. Ongoing analysis is made of the financial and economic developments and prospects for specific regions, sectors and themes. If conditions on the financial markets are uncertain, volatile or both, part of the portfolio can also be converted into investments with a lower level of risk (such as money market instruments and cash).
The managers of the master sub-fund pay twice as much attention to the downside
risk as to the upside potential. The more attention that is paid to downside risk, the
larger the portion of the portfolio that can be converted into investments with a lower
level of risk, such as cash and money market instruments, in times of uncertain
and/or volatile markets. This part of the portfolio will ultimately amount to between
25% and 65% of the assets. This limit is indicative and may be reviewed annually
based on the long-term trend of the financial markets.
|Fund type||Balanced fund|
|Fund rating||4, based on a scale from 1 (low risk) up to 7 (high risk)|
|Risk/Return Indicator||4, based on the scale from 1 (lower risk and potentially lower return) up to 7 (higher risk and potentially higher return) |
A value of 4 reflects the market sensitivity of the different assets, in which the fund invests. Therefore, the indicator is between those for typical bond-type funds (3) and the typical equity-type funds (6)
|Legal form||Sub-fund of the umbrella fund UBB ExpertEase|
|Currency||BGN and EUR|
|Initial subscription price||BGN/EUR 10|
|Initial offerring date||15.03.2021|
|Net asset value||Use this link when you can check the current net asset value as of the last date of publishing|
|Liquidity and availability||Daily|
|Мanagement company||KBC Asset Management NV|
|Redemption fee up to a 1-month holding period||5%|
|Redemption fee after a 1-month holding period||None|
|Annual distribution fee||1.113%|
|Annual management fee||0.477%|
|Other annual fees||0.770%|
NB! The information provided does not constitute investment consultation, advice, investment research or investment recommendation and should not be construed as such. The value of units of collective investment schemes varies over time and may be higher or lower than the value at the time of investment. No profits are guaranteed and there is a risk risk that investors might not recover the full amount of their investment. It is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest, and to evaluate how appropriate the latter are to meet their investment goals and risk aversion before making an investment decision. Investments in collective investment schemes are not guaranteed by a government-created guarantee fund or any other type of guarantee. Full information regarding investment opprotunities and advice on the most suitable for you mutual funds, can be obtained in UBB branches.
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