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0700 117 17

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*7171

Short number for mobile users

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+3592 483 1717

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Choose the most convenient office or ATM for you

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Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 17/01/2020 16:28:22

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.80410
1.80110
Buying rate
1.72210
1.72510
BNB fixing
1.76074
Cash payment
Non-cash payment
Selling rate
2.35841
2.35341
Buying rate
2.23341
2.23741
BNB fixing
2.29814
Cash payment
Non-cash payment
Selling rate
1.86481
1.85981
Buying rate
1.77881
1.78381
BNB fixing
1.82175
БГ
Overdraft

Overdraft

UBB Overdraft provides you with a flexible form of a loan for using additional funds on your current account up to a pre-agreed limit. It is a fast and easy way to use an amount in excess of your account balance.

Advantages

  • No application fee
  • Amount, tailored to your needs
Currency BGN
Tenor Up to 1 year
Amount

Up to BGN 20 000 - overdraft, secured with payroll or pension income

Up to BGN 200 000 - overdraft, secured with cash funds 

Example

APR 14.24% for a new overdraft of BGN 6 000 over a period of 12 months, variable annual interest rate 10.90% (RIR* + 10.7 % fixed margin) calculated for the entire period, including a Credit Assessment Fee - BGN 50 and  а loan account monthly maintenance fee – BGN 2.5. Total amount due: BGN 6440.12 *The interest rate has been calculated upon UBB’s RIR of 0.2%.

Parameters

Interest Rate

10.9% (RIR* 0.2% + margin of 10.7 percent) - pledge of future account receivables from all proceeds in the account

5.3% (RIR* + fixed margin of 5.1%) pledge of cash funds - deposit in BGN, EUR, USD

Tenor 12 months with an automatic renewal option
Minimum Amount
BGN 400
Maximum Amount

up to BGN 20 000

up to BGN 200 000 - for overdraft, secured with cash funds 

Collateral

Pledge of future receivables - all proceeds in the account, to which the overdraft is granted

Pledge of future receivables in an account

Application Fee No fee
Credit Assessment Fee

According to the Fees and Commissions’ Tariff for Individuals

No Credit Assessment Fee for an overdraft, approved within Comfort, Privilege and Activity Package Offers

Loan Account Maintenance Fee BGN 2.50 per month

Minimum Age

20 years
Maximum Age

65 years

 

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Visa Debit and Debit Mastercard debit cards

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Travel insurance

We provide assistance for timely medical care and medical expenses coverage in case of an accident or illness, occurred while travelling abroad

Utility bill payment

Pay your utility bills in a convenient and easy way

Ubb mobile

With UBB Mobile
you bank on the go

Easy, quick and secure

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Learn more