Enable you to pay in a convenient and fast way at various commercial sites and restaurants without wasting time or fumbling for cash.
Debit Mastercard® and Visa Debit offer all manners of payment and cash withdrawal. You can make contactless payments in Bulgaria and abroad at POS terminals, designated with the respective sign. Prior to making a payment you should inform the merchant that you wish to pay in a contactless manner. Then, you should approach the card to the specified device and hold it until the POS terminal produces a beep sound. In case the sum you are paying on the territory of Bulgaria is up to BGN 100, you will not be required to enter a PIN code. However, if the sum exceeds this amount, you should enter such code. In case the commercial site does not provide a contactless payment option, you may pay with your card in the standard way, requiring you to hand it over to the merchant.
|Issuance fee||No fee|
|Depositing of cash||At designated UBB ATMs|
|Utility bill payment||Access to UPAY - the Bank's online gateway|
|Electronic notifications||Choice of electronic notifications via SMS or Viber|
|Maximum protection upon online payments||UBB 3-D Secure - a cardholder authentication service for online Internet transactions. More detailed information, as well as for the purpose of administering your registration, please visit: for VISA cards and for Mastercard cards.|
|Fees and charges||As per the Fees and Commissions Tariff for Individuals|
Full protection of your debit or credit card in case of an accident, card abuse, loss or theft of your personal documents and keys.