UBB Balanced Fund

Advantages

High liquidity - units can be purchased or redeemed any time
Non-taxable profit - the realized return is not taxable
Investments/savings diversification - you can allocate your savings into different product types, thus using the advantages of each one of them
Institutional protection - control by the Financial Supervision Commission, while the fund’s assets are being kept with a depository-bank.
Access to specialized markets - access to markets, which are usually closed or too specialized for individual investors

Important information

The information provided does not constitute investment consultation, advice, investment research or investment recommendation and should not be construed as such. The value of units of collective investment schemes varies over time and may be higher or lower than the value at the time of investment. No profits are guaranteed and there is a risk risk that investors might not recover the full amount of their investment. It is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest, and to evaluate how appropriate the latter are to meet their investment goals and risk aversion before making an investment decision. Investments in collective investment schemes are not guaranteed by a government-created guarantee fund or any other type of guarantee. Full information regarding investment opprotunities and advice on the most suitable for you mutual funds, can be obtained in UBB branches.

Parameters

UBB Balanced Fund's main objective is to ensure in the long run to the stock-holders retention and increase the value of the investment by achieving capital profit at moderate risk level, through investments in a balanced portfolio of securities and other financial instruments.

Fund type	Balanced
Risk Indicator	3, based on a scale from 1 (low risk) up to 7 (high risk)
Investment focus:	Shares and bonds at the Bulgarian Stock Exchange
Recommended investment horizon	At least 3 years
Initial offerring start date	30.5.2005
Minimum one-off investment	BGN 100
Minimum investment upon Systematic Investment Plan (SIP)	BGN 100
Currency	Bulgarian leva (BGN)
Depository Bank	EUROBANK BULGARIA EOOD
Issuance fee	No
Redemption fee up to a 12-month holding period	0.40% from NAV per 1 unit
Redemption fee after a 12-month holding period	No
Annual distribution fee	1.58%
Annual management fee	0.68%
Other annual fees	0.19%
Unit price	See HERE