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0700 117 17

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*7171

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+3592 483 1717

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Offices and ATMs

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Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 08/04/2020 17:00:46

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.84180
1.83880
Buying rate
1.75980
1.76280
BNB fixing
1.79913
Cash payment
Non-cash payment
Selling rate
2.29361
2.28861
Buying rate
2.16861
2.17261
BNB fixing
2.22385
Cash payment
Non-cash payment
Selling rate
1.89622
1.89122
Buying rate
1.81022
1.81522
BNB fixing
1.85264
БГ
United loan

United loan

Through a consumer loan for consolidation of liabilities you can repay one liability with only one institution and that - under favourable financial conditions. You optimize your monthly budget and receive additional funds.

Advantages

  • No Application Fee
  • No Credit assessment fee
  • Convenience of repaying only one installment
  • Option to receive additional funds
Currency BGN
Tenor Up to 10 years
Amount Up to BGN 55 000*
Interest rate 4.7% with payroll
5.7% without payroll

Example

APR example: 5.07% in case of a loan, equaling BGN 20 000 for a tenor of 120 months, variable annual interest rate 4.7 % calculated for the entire period, including loan account monthly maintenance fee - BGN 2.50. Monthly Installment: BGN 209.21. Total Amount Due: BGN 25 405.25.

APR example: 6.12% in case of a loan, equaling BGN 20 000 for a tenor of 120 months, variable annual interest rate 5.7% calculated for the entire period, including loan account monthly maintenance fee - BGN 2.50. Monthly Installment: BGN 219.04. Total Amount Due: BGN 26 584.79

Parameters

Interest rate

4.7% variable interest rate (RIR + fixed margin of 4.5%) with payroll

5.7% variable interest rate (RIR + fixed margin of 5.5%) without payroll

Minimum tenor 6 months
Maximum tenor 10 years
Amount

Up to BGN 55 000*

 

- For loans exceeding BGN 35 000 with net monthly income exceeding BGN 1200

 

- For loans exceeding BGN 55 000 with net monthly income exceeding BGN 2000 and a tenor of up to 7 years

 

*Possibility for a loan up to BGN 70 000, with maximum tenor of up to 7 years. For loans exceeding BGN 35 000 minimum net monthly income, equaling BGN 1200, is required. For loans exceeding BGN 55 000 minimum net monthly income, equaling BGN 2000, is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.

Collateral No collateral
Application fee No fee
Credit assessment fee No fee
Loan Account Maintenance Fee BGN 2.50 per month
Borrower's age 20 - 65 years

 

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Send request

Book a meeting

Book a meeting at convenient time and branch.

Branch meeting

Call us

Visa Debit and Debit Mastercard debit cards

Enable you to pay in a convenient and fast way without waiting, wasting time or fumbling for cash

Activity Package

Pay actively at a total monthly fee with minimum costs.

Utility bill payment

Pay your utility bills in a convenient and easy way

Ubb mobile

With UBB Mobile
you bank on the go

Easy, quick and secure

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Learn more