
European funding
As a part of the Belgian bank-insurance KBC Group, UBB has over 20 years of experience in the use of financial instruments and financing of European projects. The Bank works with 28 financial instruments, such as COSME, InnovFin, SME Initiative, JEREMIE Trade Finance, managed by the European Investment Fund (EIF), the National Guarantee Fund, etc., which makes UBB recognizable as “The Bank of the European Financial Instruments”. UBB is the first participant in the Juncker Plan in Bulgaria. Together with EIB, Council of Europe Development Bank, the European Bank for Reconstruction and Development and State Fund Agriculture, the bank has maintained long-term cooperation for financial instruments as preferential resource. UBB is a part of the Fund for Sustainable Cities consortium and is a bank-partner of the Fund for Sustainable Urban Development of Sofia.
The European Projects and Financial Institutions Directorate handles the overall activity of financial instruments’ negotiation and use. The unit coordinates the execution of the specific requirements for inclusion, reporting and monitoring and maintains the relations with external partners.
In 2015, a KBC Group Competence Centre for European Financial Instruments was established in UBB. Its purpose is to facilitate the other companies of KBC Group when applying for and using financial instruments.

Investment loan
Obtain needed funds to develop your business with a long-term target loan for financing of fixed assets.
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COSME and COSME COVID business loans for micro companies
UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.
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COSME and COSME-COVID Business Loans
UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.
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