Give yourself financial freedom and comfort in your daily life. It is convenient for both everyday payments and large purchases - you pay in a fast and easy manner, with the option for deferral of credit card purchases in equal monthly installments.
In case of a credit limit of BGN 5 000, fully utilized through cash withdrawal at UBB ATM, with annual interest rate of 18.90%, payment instrument annual maintenance fee of BGN 48 and 12-month loan tenor, the total due amount will equal BGN 5 700.53, with Annual Percentage Rate (APR) of 29.07%.
|Validity period||2 years|
|Interest rate|| |
16.90% upon purchase
|Minimum credit limit||BGN 1 000|
|Maximum credit limit||BGN 10 000|
|Liability repayment period||24 days as from the statement generation date|
|Transaction limit upon payment at merchant||up to 100% of the approved credit limit|
|Transaction limit upon cash withdrawal at ATM/POS||up to 50% of the approved credit limit|
|Number of transactions per week||50|
|Minimum repayment installment||3% of the utilized limit, (minimum BGN 10)|
|Repayment mode|| |
Automatically from an account with UBB
Through a fund transfer from an account at a UBB branch
Through cash installments at specific UBB ATMs or a branch of the Bank
Via UBB’s Contact Centre
Via UPAY electronic gateway
|Utility bill payment||Via UBB's Online banking, UPAY electronic gateway, or at UBB ATMs.|
|Maximum protection upon online payments||UBB 3-D Secure - a cardholder authentication service for online Internet transactions. More detailed information, as well as for the purpose of administering your registration, please visit: for VISA cards and for Mastercard cards.|
Plan how with minimum monthly installments to earn the desired amount, needed for a dream trip, a purchase, your children’s education or other.