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UBB ExpertEase Defensive Tolerant is suitable for investors, who are tolerant to certain loss and are not willing to take higher risk.
UBB ExpertEase Defensive Tolerant (BGN and EUR) is a global mixed “balanced” investment compartment of umbrella fund UBB ExpertEase. The sub-sund is a feeder sub-fund, which invests at least 85% of its assets in Institutional F share BG class of master sub-fund Horizon KBC ExpertEase Defensive Balanced, which is an investment compartment of Horizon N.V., an open-ended investment company duly
incorporated and existing under the laws of Belgium, having its seat and registered
office at Havenlaan 2, B-1080, Brussels, Belgium, and managed by KBC Asset
The investment objective of the sub-fund is to invest at least 85% of its assets in
shares of the master sub-fund and up to 15% of its assets in cash and derivatives.
The investment objective of the master sub-fund is to generate the highest possible
return for its shareholders in accordance with its investment policy . This is reflected
in its pursuit of capital gains and income. To this end, the assets of the master sub-fund are invested, either directly or indirectly via correlated financial instruments,
primarily in bonds.
The target allocation is 30% for the stock component and 70% for the bond component. The stock component can amount to a maximum of 45% of the master sub-fund.
The managers of the master sub-fund pay one and a half times as much attention
to the downside risk as to the upside potential. The more attention that is paid to
downside risk, the larger the portion of the portfolio that can be converted into
investments with a lower level of risk, such as cash and money market instruments,
in times of uncertain and/or volatile markets. This part of the portfolio will ultimately
amount to between 5% and 40% of the assets. This limit is indicative and may be
reviewed annually based on the long-term trend of the financial markets.
|Fund type||Balanced fund|
|Fund rating||3, based on a scale from 1 (low risk) up to 7 (high risk)|
|Risk/Return Indicator||3, based on a scale from 1 (lower risk and potentially lower return) up to 7 (higher risk and potentially higher return). |
A value of 3 indicates that this fund invests a larger proportionate volume in bonds and interest-bearing instruments with short term-to-maturity, than in shares.
|Legal form||Sub-fund of the umbrella fund UBB ExpertEase|
|Currency||BGN and EUR|
|Initial subscription price||BGN/EUR 10|
|Initial offerring date||15.03.2021|
|Net asset value||Use this link when you can check the current net asset value as of the last date of publishing|
|Liquidity and availability||Daily|
|Мanagement company||KBC Asset Management NV|
|Redemption fee up to a 1-month holding period||5%|
|Redemption fee after a 1-month holding period||None|
|Annual distribution fee||0.987%|
|Annual management fee||0.423%|
|Other annual fees||0.660%|
NB! The information provided does not constitute investment consultation, advice, investment research or investment recommendation and should not be construed as such. The value of units of collective investment schemes varies over time and may be higher or lower than the value at the time of investment. No profits are guaranteed and there is a risk risk that investors might not recover the full amount of their investment. It is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest, and to evaluate how appropriate the latter are to meet their investment goals and risk aversion before making an investment decision. Investments in collective investment schemes are not guaranteed by a government-created guarantee fund or any other type of guarantee. Full information regarding investment opprotunities and advice on the most suitable for you mutual funds, can be obtained in UBB branches.
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