KBC logo
contacts icon contacts icon

Contact us

Contact us

0700 117 17

Domestic line


Short number for mobile users

international phone
+3592 483 1717

International line

mobile icon

Remote application for credit products
(for subscribers of mobile operators)

mail icon
Send Inquiry

Send your inquiry via our contact form

locations widget icon locations widget icon

Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile



tariffs widget icon tariffs widget icon

Fees and terms

rates widget icon rates widget icon

Exchange rates

Exchange rates

as of 01/12/2022 14:45:07

Cash payment
Non-cash payment
Selling rate
Buying rate
BNB fixing
Cash payment
Non-cash payment
Selling rate
Buying rate
BNB fixing
Cash payment
Non-cash payment
Selling rate
Buying rate
BNB fixing
Cash payment
Non-cash payment
Selling rate
Buying rate
BNB fixing
UBB ExpertEase Defensive Tolerant

UBB ExpertEase Defensive Tolerant

Is this fund the right one for you? Make a quick test to assess your investment profile and see which funds are suitable for you.


  • High liquidity - units can be purchased or redeemed any time
  • Non-taxable profit - the realized return is not taxable
  • Investments/savings diversification - you can distribute your savings into different product types, thus using the advantages of each one of them
  • Access to specialized markets - access to markets, which are usually closed or too specialized for individual investors


UBB ExpertEase Defensive Tolerant is suitable for investors, who are tolerant to certain loss and are not willing to take higher risk.


UBB ExpertEase Defensive Tolerant (BGN and EUR) is a global mixed “balanced” investment compartment of umbrella fund UBB ExpertEase. The sub-sund is a feeder sub-fund, which invests at least 85% of its assets in Institutional F share BG class of master sub-fund Horizon KBC ExpertEase Defensive Balanced, which is an investment compartment of Horizon N.V., an open-ended investment company duly
incorporated and existing under the laws of Belgium, having its seat and registered
office at Havenlaan 2, B-1080, Brussels, Belgium, and managed by KBC Asset
Management N.V.

The investment objective of the sub-fund is to invest at least 85% of its assets in
shares of the master sub-fund and up to 15% of its assets in cash and derivatives.

The investment objective of the master sub-fund is to generate the highest possible
return for its shareholders in accordance with its investment policy . This is reflected
in its pursuit of capital gains and income. To this end, the assets of the master sub-fund are invested, either directly or indirectly via correlated financial instruments,
primarily in bonds. 

The target allocation is 30% for the stock component and 70% for the bond component. The stock component can amount to a maximum of 45% of the master sub-fund. 

The managers of the master sub-fund pay one and a half times as much attention
to the downside risk as to the upside potential. The more attention that is paid to
downside risk, the larger the portion of the portfolio that can be converted into
investments with a lower level of risk, such as cash and money market instruments,
in times of uncertain and/or volatile markets. This part of the portfolio will ultimately
amount to between 5% and 40% of the assets. This limit is indicative and may be
reviewed annually based on the long-term trend of the financial markets.


Fund type Balanced fund
Fund rating 3, based on a scale from 1 (low risk) up to 7 (high risk)
Risk/Return Indicator 3, based on a scale from 1 (lower risk and potentially lower return) up to 7 (higher risk and potentially higher return).
A value of 3 indicates that this fund invests a larger proportionate volume in bonds and interest-bearing instruments with short term-to-maturity, than in shares.
Legal form Sub-fund of the umbrella fund UBB ExpertEase
Currency BGN and EUR
Initial subscription price BGN/EUR 10
Initial offerring date 15.03.2021
Maturity No
Net asset value Use this link when you can check the current net asset value as of the last date of publishing
Liquidity and availability Daily
Мanagement company KBC Asset Management NV
Distributor UBB

Fees Sub-fund in BGN BG9000006213

Issuance fee 0.00%
Redemption fee up to a 1-month holding period 5%
Redemption fee after 1-month holding period None
Ongoing charges 1.787%
of which inducements 1.015%
Transaction costs 0.208%

Fees Sub-fund in EUR BG9000005215

Issuance fee 0.00%
Redemption fee up to a 1-month holding period 5%
Redemption fee after 1-month holding period None
Ongoing charges 1.795%
of which inducements 1.015%
Transaction costs 0.208%


NB! The information provided does not constitute investment consultation, advice, investment research or investment recommendation and should not be construed as such. The value of units of collective investment schemes varies over time and may be higher or lower than the value at the time of investment. No profits are guaranteed and there is a risk risk that investors might not recover the full amount of their investment. It is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest, and to evaluate how appropriate the latter are to meet their investment goals and risk aversion before making an investment decision. Investments in collective investment schemes are not guaranteed by a government-created guarantee fund or any other type of guarantee. Full information regarding investment opprotunities and advice on the most suitable for you mutual funds, can be obtained in UBB branches.

Contact us

Visit a branch

Map Branch map

Send request

Ask us about the preferred product and we will give you the needed information.

Send request

Book a meeting

Book a meeting at convenient time and branch.

Branch meeting

Call us


With EuroFuture you save today in order to have more security tomorrow - you obtain the Life Insurance comfort, while saving for the important things in your life.

FX Transactions

You buy and sell currency at prices, agreed now, but with delivery on an agreed future date at a forward exchange rate

Systematic Investment Plan (SIP)

Plan how with minimum monthly installments to earn the desired amount, needed for a dream trip, a purchase, your children’s education or other.

Ubb mobile

With UBB Mobile
you bank on the go

Easy, quick and secure

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Learn more