Is this fund the right one for you? Make a quick test to assess your investment profile and see which funds are suitable for you.
UBB ExpertEase Defensive Balanced (BGN and EUR) is a global mixed “balanced” investment compartment of umbrella fund UBB ExpertEase. The sub-sund is a feeder sub-fund, which invests at least 85% of its assets in Institutional F share BG class of master sub-fund Horizon KBC Defensive Balanced, which is an investment compartment of Horizon N.V., an open-ended investment company duly
incorporated and existing under the laws of Belgium, having its seat and registered
office at Havenlaan 2, B-1080, Brussels, Belgium, and managed by KBC Asset
Management N.V.
The investment objective of the sub-fund is to invest at least 85% of its assets in
shares of the master sub-fund and up to 15% of its assets in cash and derivatives.
The investment objective of the master sub-fund is to generate the highest possible
return for its shareholders in accordance with its investment policy . This is reflected
in its pursuit of capital gains and income. To this end, the assets of the master sub-fund are invested, either directly or indirectly via correlated financial instruments,
primarily in bonds.
The target allocation is 30% for the stock component and 70% for the bond component. The stock component can amount to a maximum of 45% of the master sub-fund. The managers of the master sub-fund pay twice as much attention to the downside risk as to the upside potential. The more attention that is paid to downside risk, the larger the portion of the portfolio that can be converted into investments with a lower level of risk, such as cash and money market instruments, in times of uncertain and/or volatile markets.
Fund type | Balanced fund |
Fund risk rating | 3, based on a scale from 1 (low risk) up to 7 (high risk) |
Risk Indicator | A value of 3 reflects how sensitive the various assets in which the fund invests are to the markets. Consequently, the indicator lies between that of a typical bond fund (2) and a typical equity fund (4) |
Legal form | Sub-fund of the umbrella fund UBB ExpertEase |
Currency | BGN and EUR |
Initial subscription price | BGN/EUR 10 |
Initial offerring date | 15.03.2021 |
Maturity | No |
Net asset value | Use this link when you can check the current net asset value as of the last date of publishing |
Liquidity and availability | Daily |
Мanagement company | KBC Asset Management NV |
Distributor | UBB |
Fees Sub-fund in BGN BG9000003210
Issuance fee | 1.50% |
Redemption fee up to a 1-month holding period | 5% |
Redemption fee after 1-month holding period | None |
Ongoing charges | 1.710% |
of which inducements | 1.015% |
Transaction costs | 0.310% |
Fees Sub-fund in EUR BG9000004218
Issuance fee | 1.50% |
Redemption fee up to a 1-month holding period | 5% |
Redemption fee after 1-month holding period | None |
Ongoing charges | 1.680% |
of which inducements | 1.015% |
Transaction costs | 0.310% |
IMPORTANT! This information contains marketing material and does not constitute investment consultation, advice, investment research or investment recommendation and should not be treated as such. The information is valid at the date of its issue and may change in the future. The value of the units of the collective investment schemes changes over time and may be higher or lower than the value at the time of the investment. No profits are guaranteed and there is a risk for investors not to refund the full amount invested. Therefore, it is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest and to assess how appropriate they are to meet their investment objectives and risk appetite before making an investment decision. The offered investment product concerns the purchase of units in a fund rather than any instruments, in which the respective fund invests in. Investments in collective investment schemes, offered by UBB, are guaranteed by the Investor Compensation Fund, amounting to 90% of the value of all financial instruments held by the investor in UBB, but not more than BGN 40,000. Please, read the Key Investor Information Document and the Prospectus before investing. Upon request, you can receive a paper copy of these documents, free of charge, at all UBB branches, within their normal working hours with clients. Full and up-to-date information about the funds, offered by UBB, can be found at www.ubb.bg, in the section "Savings and Investments", on the website of KBC Asset Management NV - Branch www.ubbam.bg, as well as in the UBB branches, where you can get a personalized investment advice. A summary of your rights as an investor is available at the following hyperlinks, in Bulgarian: 11074.pdf (ubbam.bg) and in English: 11365.pdf (ubbam.bg).
UBB ExpertEase Defensive Balanced (LEVA)
UBB ExpertEase Defensive Balanced (EUR)
Rules MF umbrella UBB ExpertEase (LEVA) (EUR) in section Documents here
Prospectus MF umbrella UBB ExpertEase (LEVA) (EUR) in section Documents here
Ask us about the preferred product and we will give you the needed information.
Send requestWith EuroFuture you save today in order to have more security tomorrow - you obtain the Life Insurance comfort, while saving for the important things in your life.
Easy, quick and secure
UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.
Learn more