Consumer Loan for those of you who need large amounts and short tenors.
|Tenor||Up to 10 years|
|Amount||Up to BGN 55 000*|
APR: 5.31% in case of a loan, equaling BGN 30 000 for a tenor of 120 months, variable annual interest rate 4.8 % calculated for the entire period, including Credit assessment fee - BGN 300, loan account monthly maintenance fee – BGN 2.50. Monthly Installment: BGN 315.27. Total Amount Due: BGN 38 432.62
|Interest rate|| |
4.7 % variable interest rate (RIR + fixed margin)
4.75 % variable interest rate (RIR + fixed margin)
4.8 % variable interest rate (RIR + fixed margin)
|Minimum tenor||6 months|
|Maximum tenor||10 years|
|Amount minimum|| |
Minimum BGN 20 001
Up to BGN 55 000* for a tenor of up to 120 months
From BGN 55 000 up to BGN 70 000* for a tenor of up to 84 months
For loans exceeding BGN 35 000 with net monthly income exceeding BGN 1200
For loans exceeding BGN 55 000 with net monthly income exceeding BGN 2000
*Possibility for a loan up to BGN 70 000, with maximum tenor of up to 7 years. For loans exceeding BGN 35 000 minimum net monthly income, equaling BGN 1200, is required. For loans exceeding BGN 55 000 minimum net monthly income, equaling BGN 2000, is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.
|Application fee||No fee|
|Credit assessment fee||According to the applicable Fees and Commissions’ Tariff for Individuals|
|Loan Account Maintenance Fee||BGN 2.50 per month|
|Borrower's age||20 - 65 years|
You receive special treatment and use privileges and exclusive offers worldwide.
Extra profitability option on your deposit and freedom of partial withdrawal without termination of the concluded agreement