Consumer loan for big amounts

Advantages

No application fee
Bonus: Credit card

Currency	BGN
Tenor	Up to 10 years
Amount	Up to BGN 55 000*

Example

APR: 5.31% in case of a loan, equaling BGN 30 000 for a tenor of 120 months, variable annual interest rate 4.8 % calculated for the entire period, including Credit assessment fee - BGN 300, loan account monthly maintenance fee – BGN 2.50. Monthly Installment: BGN 315.27. Total Amount Due: BGN 38 432.62

Parameters

Interest rate	4.7 % variable interest rate (RIR + fixed margin) for amounts up to BGN 70 000 and a tenor of up to 60 months 4.75 % variable interest rate (RIR + fixed margin) for amounts up to BGN 70 000 and a tenor of over 60 months up to 84 months 4.8 % variable interest rate (RIR + fixed margin) for amounts up to BGN 55 000 and a tenor of over 84 months up to 120 months
Minimum tenor	6 months
Maximum tenor	10 years
Amount minimum	Minimum BGN 20 001 Up to BGN 55 000* for a tenor of up to 120 months From BGN 55 000 up to BGN 70 000* for a tenor of up to 84 months For loans exceeding BGN 35 000 with net monthly income exceeding BGN 1200 For loans exceeding BGN 55 000 with net monthly income exceeding BGN 2000 *Possibility for a loan up to BGN 70 000, with maximum tenor of up to 7 years. For loans exceeding BGN 35 000 minimum net monthly income, equaling BGN 1200, is required. For loans exceeding BGN 55 000 minimum net monthly income, equaling BGN 2000, is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.
Collateral	No collateral
Application fee	No fee
Credit assessment fee	According to the applicable Fees and Commissions’ Tariff for Individuals
Loan Account Maintenance Fee	BGN 2.50 per month
Borrower's age	20 - 65 years