Are you ready for your new home? We are here to facilitate the financing, based on a pre-approval within 1 day, without application fee and including a property insurance.
|Tenor||Up to 30 years|
|Currency||BGN or EUR|
|Interest rate||from 2.80%* variable interest rate|
|Amount||Up to BGN 500 000|
APR of 3.09% in case of a loan equaling BGN 80 000 with a tenor of 360 months, variable annual interest rate of 2.80% (RIR+ 2.60% fixed margin), including the following fees: credit assessment fee of BGN 200, fee of BGN 2 for opening a current account, property appraisal fee of BGN 130, mortgage obliteration fee of BGN 60, current account maintenance fee of BGN 2.50 per month and an annual property insurance premium, calculated as a % of the insured amount, equaling the outstanding loan principal. Total due insurance premium over the loan period BGN 2064.72 (approximate amount). APR does not include the notary fees for mortgage establishment, renewal, change or obliteration, nor the state fee for its registration, payable by the Borrower. Repayment in 360 monthly installments, each equaling BGN 328.72. Total amount due BGN 121 691.30. *The interest rate has been calculated upon UBB’s RIR of 0.2%. RIR is being amended, based on a Methodology, available on UBB's website.
2.80% variable interest rate (RIR + 2.60% fixed margin) for loans exceeding BGN 60 000 (incl.)
3.75% variable interest rate (RIR + 3.55% fixed margin) for loans up to BGN 60 000
|Loan Tenor||up to 30 years|
|Amount||up to BGN 500 000|
|Collateral||Mortgage on a real estate|
|Pre-approval||Within 1 day, prior to selecting a property for purchase|
|Application Fee||No fee|
|Loan Account Maintenance Fee||BGN 2.50|
|Prepayment Fee||1% on the prepaid principal until payment of the first 12 installments under the loan|
|Credit Assessment Fee||BGN 200|
|Property Appraisal Fee|| |
BGN 130 (per apartment)
BGN 190 (per house)
|Property Insurance||It is necessary to insure the collateral for the term of the loan, under the terms and conditions determined by the bank, and with an insurer selected by the client. UBB offers you "Home and Family Protection" insurance program with comprehensive Property and Life insurance coverage.|
Give yourself financial freedom and comfort in your daily life with credit card from UBB.