Visa Gold and Mastercard Gold Credit Cards are a golden opportunity to combine safety, convenience and prestige into one.
In case of a credit limit of BGN 10 000, fully utilized through cash withdrawal at UBB ATM, with annual interest rate of 15.90%, payment instrument annual maintenance fee of BGN 120 and 12-month loan tenor, the total due amount will equal BGN 11 242.03, with Annual Percentage Rate (APR) of 25.57%.
|Validity period||2 years|
|Interest rate||15.90% upon purchases or cash withdrawal|
|Minimum credit limit||BGN 5000|
|Maximum credit limit||BGN 20 000|
|Liability repayment period||24 days as from the statement generation date|
|Transaction limit upon payment at merchant||up to 100% of the approved credit limit|
|Transaction limit upon cash withdrawal at ATM/POS||up to 50% of the approved credit limit|
|Number of transactions per week||50|
|Minimum repayment installment||3% of the utilized limit, (minimum BGN 10)|
|Repayment manner|| |
Automatically from an account with UBB
|Utility bill payment||Via UBB's Online banking, UPAY electronic gateway, or at UBB ATMs.|
|Free of charge Travel Abroad Insurance|| |
Coverage of up to EUR 30 000 for medical expenses due to an accident or acute illness
|Free of charge Gold Protection Insurance|| |
Coverage of up to BGN 300 in case the card is stolen or lost
|Special discount offers for holders of a Visa and Mastercard Gold Credit Cards|| |
"TIMELAND - 15 %*
|Access to and privileges upon using particular business lounges at airports|| |
VISA Gold - business lounges at Sofia Airport
Mastercard Gold - business lounges at Sofia and Vienna airports and the FAST TRACK privilege at Sofia Airport
|Maximum protection upon online payments|| |
UBB 3-D Secure - a cardholder authentication service for online Internet transactions. More detailed information, as well as for the purpose of administering your registration, please visit: for VISA cards and for Mastercard cards.
Plan how with minimum monthly installments to earn the desired amount, needed for a dream trip, a purchase, your children’s education or other.
Аlternative form of saving, where you can invest a certain amount of money, against which you will acquire units of the selected fund