Plan and act big. The mortgage loan for current needs from UBB provides you with funds that you may use to realize your desired projects, under favourable conditions.
|Tenor||Up to 20 years|
|Currency||BGN or EUR|
|Interest rate||from 3.45%* variable interest rate|
|Amount||Up to BGN 120 000|
APR 3.78% in case of a loan, equaling BGN 80 000 for a tenor of 240 months, with variable annual interest rate of 3.45% (RIR + 3.25% fixed margin), including the following fees: credit assessment fee - BGN 200, fee for current account opening - BGN 2, property appraisal fee - BGN 130 (per apartment), mortgage obliteration fee - BGN 60, current account maintenance fee - BGN 2.50 per month and annual property insurance premium, calculated as % of the insured amount, equaling the non-repaid loan principal. Total insurance premium due for the loan period - BGN 1367.16. (approximate amount). The APR does not include notary fees for mortgage establishment, renewal, change and obliteration, nor the fee for its registration, payable by the Borrower. Repayment in 240 monthly installments, each equaling BGN 461.91; Total amount due BGN 113 215.09; The interest rate has been calculated upon UBB’s RIR of 0.2%. RIR is being amended, based on a Methodology, available on UBB's website.
Promotional interest rates offer by 31.01.2020:
3.45% variable interest rate (RIR 0.2% + 3.25% fixed margin)
|Loan Tenor||up to 20 years|
|Amount||up to BGN 120 000|
|Collateral||Mortgage on a residential property|
|Application Fee||No fee|
|Credit Assessment Fee||BGN 200|
|Property Appraisal Fee|| |
BGN 130 (per apartment)
BGN 190 (per residential house)
|Prepayment Fee||1% on the prepaid principal until payment of the first 12 installments under the loan|
|Fee for Current Account Opening||BGN 2|
|Loan Account Maintenance Fee||BGN 2.50 per month|
|Mortgage Obliteration Fee||BGN 60|
|Bonus ||Credit card|
|Property Insurance || |
It is necessary to insure the collateral for the term of the loan under terms and conditions, determined by the Bank with an insurer, selected by the client.
UBB offers you "Home and Family" Protection insurance programe with comprehensive Property and Life insurance coverage.
Give yourself financial freedom and comfort in your daily life with credit card from UBB.
Worldwide access to your funds. You can effect operations, generate reports on your bank accounts and cards.