Consumer loan for clients, entitled to a personal pension. Easy application procedure, attractive terms and conditions, and loan amount of up to BGN 10 000.
|Tenor||Up to 7 years|
|Amount||Up to BGN 10 000 |
Upon calculating an APR of 9.80% it has been assumed that a loan with amount of BGN 5 000, tenor of 60 months and variable interest rate of 6.8% (RIR* + 6.6 % fixed margin) has been immediately and fully utilized. The interest and the stated costs will remain unchanged against their initial amount and will be applied until expiry of the specified period. The calculated Credit Assessment Fee equals BGN 60 and the monthly maintenance fee for servicing a Privilege Current Account equals BGN 0.90, while the monthly premium under a concluded Life Insurance policy - BGN 4.04. The total amount due will be BGN 6268.49 with equal monthly installments in the amount of BGN 98.53.* The interest rate has been calculated upon UBB’s RIR of 0.2%.
6.80% (RIR 0.2% + margin of 6.6 percent)
|Minimum Tenor||6 months|
|Maximum Tenor||7 years|
|Minimum Amount ||BGN 500 |
|Maximum Amount||up to BGN 10 000|
|Application Fee||No fee|
|Credit Assessment Fee||According to the Fees and Commissions’ Tariff for Individuals|
|Fee for a Privilege Account, Servicing the Loan||BGN 0.90 per month|
|Borrower's Age|| |
Up to 75 years as of the date of full repayment of the loan, depending on the amount in case of a loan up to BGN 5 000
70 years as of the date of full repayment of the loan, in case of a loan up to BGN 10 000
|Requirement for Personal Pension Entitlement as per the Social Security Code || |
Concerning insurance record and age
|Repayment || |
Equal monthly annuity installments
|Life Insurance || |
Conclusion of a Life Insurance policy is mandatory for the loan tenor at the expense of the Borrower, as the insurer may be chosen by the client, under conditions, determined by the Bank.
The Loan Protection insurance program is a parameter of consumer loans, providing insurance protection to UBB borrowers.
Enable you to pay in a convenient and fast way without waiting, wasting time or fumbling for cash