Ensure the needed funds by choosing the repayment installment and tenor as per your capacity. The fulfillment of your plans is in your hands and we are going to finance needs for training, holiday, car purchase or planned repairs.
|Tenor||Up to 10 years|
|Amount||Up to BGN 55 000*|
|Interest rate||Variable interest rate|
APR 8.48% for a loan of BGN 10 000 over a period of 60 months and variable interest rate of 6.8% (RIR* + 6.6% fixed margin) calculated with a Credit Assessment Fee of BGN 170 for the entire tenor and a loan account monthly maintenance fee of BGN 2.5. Monthly installment: BGN 197.07. Total amount due: BGN 12 144.18 * The interest rate is calculated upon UBB’s RIR of 0.2%.
|Interest rate||Information about the interest rates for the products offered is available in any UBB branch|
|Minimum tenor||6 months|
|Maximum tenor||10 years |
Up to BGN 55 000*
*Possibility for loan up to 70 000 BGN, with a maximum term of up to 7 years. For loans over BGN 35 000, a net monthly income of more than BGN 1 200 is required. For loans over BGN 55 000, a net monthly income of more than BGN 2000 is required. The maximum amount of the loan is determined on the basis of the client's individual profile, according to the Bank's requirements.
|Application fee||No fee|
|Credit Assessment Fee||According to the Fees and Commissions’ Tariff for Individuals|
|Loan Account Maintenance Fee||BGN 2.50 per month|
|Borrower's age||20 - 65 years|
The Loan Protection insurance program is a parameter of consumer loans, providing insurance protection to UBB borrowers.
We provide assistance for timely medical care and medical expenses coverage in case of an accident or illness, occurred while travelling abroad