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as of 25/01/2022 09:45:02

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БГ
Optimum Fund Enhanced Intelligence

Optimum Fund Enhanced Intelligence

A new era in investment management – the first mutual fund in Bulgaria, which is managed by artificial intelligence – a partnership between man and machine.

Advantages

  • High liquidity - units can be purchased or redeemed any time
  • Non-taxable profit - the realized return is not taxable
  • Investments/savings diversification - you can allocate your savings into different product types, thus using the advantages of each one of them
  • Institutional protection - control by the Financial Supervision Commission, while the fund’s assets are being kept with a depository-bank
  • Access to specialized markets - access to markets, which are usually closed or too specialized for individual investors

Important information

The information provided does not constitute investment consultation, advice, investment research or investment recommendation and should not be construed as such. The value of units of collective investment schemes varies over time and may be higher or lower than the value at the time of investment. No profits are guaranteed and there is a risk risk that investors might not recover the full amount of their investment. It is advisable for investors to get acquainted with the specifics of the financial instruments in which they wish to invest, and to evaluate how appropriate the latter are to meet their investment goals and risk aversion before making an investment decision. Investments in collective investment schemes are not guaranteed by a government-created guarantee fund or any other type of guarantee. Full information regarding investment opprotunities and advice on the most suitable for you mutual funds, can be obtained in UBB branches.

Parameters

KBC Asset Management NV first decides which asset classes, regions, sectors and
themes are eligible for investment. The models then apply a variety of artificial intelligence techniques to the generated expectations or forecasts to help determine on a daily basis the population or diversification of the stock component and bond component across the eligible regions, sectors and themes. Use can also be made of sentiment data to determine the content and the spread of the stock component. Examples of this can be the sentiment expressed in news articles or the quantity of publications about a particular company.

The influence of artificial intelligence is more limited for populating the bond component
than for the stock component or for determining the allocation between asset classes (for more details, see the ‘selected strategy’ section in the information concerning this sub-fund in the prospectus).

However, the fund manager may decide at any time not to follow the models or to follow them only partially. Human intervention is more likely in exceptional circumstances. It is possible for the fund to invest in asset classes that are not included in the target allocation. The stock component is invested in a worldwide selection of shares. The bond component is invested in a worldwide selection of bonds. The credit rating* that the bond component must meet is set out in the prospectus (for more details, see the 'Investment details' section in the information concerning this sub-fund in the prospectus). Investments in both components may be made in any region, sector or theme.

 

Fund type Balanced
Risk indicator 4, based on a scale from 1 (low risk) up to 7 (high risk)
Investment focus: Shares, bonds, cash, debt securities and government securities
Recommended investment horizon From 6 years
Initial offerring start date 30.11.2020
Minimum one-off investment EUR 10 000 
Currency EUR
Depository Bank UBB
Issuance fee 1.50%
Redemption fee up to a 1-month holding period 5%
Redemption fee after a 1-month holding period

No

Annual distribution fee 0.938%
Annual management fee 0.402%
Other annual fees 0.500%
Unit price See here

What you will need

  1. ID Document
  2. Declaration-statement on the origin of funds for amounts exceeding BGN 30 000
  3. Current account in UBB

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Ubb mobile

With UBB Mobile
you bank on the go

Easy, quick and secure

UBB Mobile is a specialized application for mobile devices – mobile phones and tablets with operational system Android and iOS.

Learn more