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For companies with annual turnover up to 2 mln BGN

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For companies with annual turnover above 1 mln BGN

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For agri producters

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For freelancers with annual turnover below 1 mln BGN

Number of employees:

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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Send Inquiry

Send your inquiry via our contact form

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Ask Kate

Digital assistant on UBB Mobile

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Offices and ATMs

Offices and ATMs

Choose the most convenient office or ATM for you

Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 27/11/2025 08:26:16

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.72200
1.72000
Buying rate
1.64700
1.64800
BNB fixing
1.68941
Cash payment
Non-cash payment
Selling rate
2.27300
2.27100
Buying rate
2.18400
2.18600
BNB fixing
2.22861
Cash payment
Non-cash payment
Selling rate
2.13800
2.13600
Buying rate
2.04800
2.05000
BNB fixing
2.09381
БГ
Virtual POS Terminals

Virtual POS Terminals

Add new client functionalities and options on your website – for credit and debit card payments via a virtual POS terminal of UBB.

Advantages

  • Secure payments, guaranteed by the security mechanisms Verified by Visa of Visa Europe and MasterCard Secure Code of MasterCard Worldwide
  • Accept payments with the most widely used credit and debit cards - Maestro, MasterCard Debit, Visa Electron, V Pay, Visa
  • Improved reporting for your business
  • Acceptance of payments in different currencies
  • Electronic platform and option to track payments in real time
  • Sums reimbursement option (in full or partially) upon claims via the e-banking, directly to the account of the client
  • Option for fully digital application with Qualified Electronic Signature via UBB Digital Portal (entrance via Digital Applications section in UBB Online)

Terms and Conditions

  • You need to have a current account with UBB
  • You need to sign an agreement for acceptance of online payments with bank cards
  • State your willingness to install a virtual POS terminal of UBB at any branch of the Bank
  • You can also send us a filled out Request for a Virtual POS Terminal, an Online Merchant Application Form, as well as the Contact Form and a colleague of ours will reach you

Important

Dear Partners,

In connection with the introduction of the euro as the official currency of the Republic of Bulgaria from 01.01.2026, we would like to inform you about a necessary update in your virtual POS terminals.

In order to accept card payments on your sites in the new currency terms, you need to change the currency from ''975 BGN'' to ''978 EUR'' in the payment request field of your virtual POS. No other changes are necessary.

Please make the change after 00:00 on 01.01.2026 in order to accept payments on your virtual POS terminal after the introduction of the euro.

 

⚠️ Important:

If the change is not made, the system will not allow accepting payments after the introduction of the euro as the official currency of the Republic of Bulgaria.

For your convenience, we can provide test parameters of the VOPS, in EUR currency.

In case you are using ready-made payment modules and platforms, please contact a representative of the respective platform and specify the way in which the update of the respective module will be made.

If you have any questions, difficulties or wish to perform tests, you can contact our technical department by email: POS_SUPPORT@UBB.BG

Our team is available to assist you.

Thank you for your cooperation and for your trust in UBB.

Send Request

Apply online now and get feedback from an UBB expert.

Send Request

Book a Video Meeting

If you would like a consultancy with our expert regarding information on financial products or services, please follow the link below.

Fund Transfers in BGN

Order fund transfers in BGN to accounts of your business partners with any bank in Bulgaria through UBB’s branch network or via UBB Online and UBB Mobile

Business Credit Cards MasterCard Business

With the business credit cards MasterCard Business and MasterCard Business World from UBB, you have reliable and convenient access to funds.

Business Partnership Plus Package Programme

Consolidate the most frequently used by you banking services, optimize fee costs and transact fully online.