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For companies with annual turnover up to 1 mln BGN

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For companies with annual turnover above 1 mln BGN

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For agri producters

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Contact us

Contact us

phone
0700 117 17

Domestic line

mobile
*7171

Short number for mobile users

international phone
+3592 483 1717

International line

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*6777

Remote application for credit products
(for subscribers of mobile operators)

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Offices and ATMs

Offices and ATMs

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Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 29/11/2021 17:00:12

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.77720
1.77420
Buying rate
1.69520
1.69820
BNB fixing
1.73220
Cash payment
Non-cash payment
Selling rate
2.37320
2.36820
Buying rate
2.24820
2.25220
BNB fixing
2.31131
Cash payment
Non-cash payment
Selling rate
1.91900
1.91400
Buying rate
1.83300
1.83800
BNB fixing
1.87232
БГ
Working capital loan and Overdraft

Working capital loan and Overdraft

Short-term loan - overdraft or standart working capital loan with a fixed period and amount for meeting the current working capital needs of your business 

Advantages

  • You directly draw down and repay the used limit on your current account for overdrafts
  • Each month you pay interest only on the utilized part of the overdraft
  • No need to submit cost proving documents for the utilization of the amount for overdrafts
  • Opportunity for a grace period for standard working type of loan with monthly installments.
  • Alleviated collateral requirements upon using guarantee instruments
  • No need to present cost-proving documents for the amounts’ drawdown

Parameters

Borrowers
  • Legal entities
  • Agricultural producers
Currency BGN / EUR / USD
Tenor
  • 12 month with an option for revolving up to 5 years
  • Fixed terms – up to 5 years for standart working capital loan
Fee As per UBB’s Fees and Commissions’ Tariffs for Business Clients
Renewal On annual basis, with an automatic revolving option 
Manner of repayment
  • Decreasing limits
  • Bullet payment on the maturity date
  • Monthly instalment - for standard working capital loan
Collateral-related requirements
  • Guarantee under the COSME Programme
  • Movable assets
  • Mortgage on a real estate
  • Cash funds, receivables
  • Special pledge of receivables in accounts

Send Request

Apply online now and get feedback from an UBB expert.

Send Request

Book a Video Meeting

If you would like a consultancy with our expert regarding information on financial products or services, please follow the link below.

Business Credit Cards MasterCard Business

With the business credit cards MasterCard Business and MasterCard Business World from UBB, you have reliable and convenient access to funds.

COSME Business Loans

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.

FX Trade

You can effect FX transactions with over 80 currency pairs, in 13 currencies.