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For companies with annual turnover up to 1 mln BGN

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For companies with annual turnover above 1 mln BGN

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For agri producters

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For freelancers with annual turnover below 1 mln BGN

Number of employees:

Region:

-------------------------Selected:

Activity sector:

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Contact us

Contact us

phone
0700 117 17

Domestic line

mobile
*7171

Short number for mobile users

international phone
+3592 483 1717

International line

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*6777

Remote application for credit products
(for subscribers of mobile operators)

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Online/Mobile Online/Mobile

Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 29/03/2023 17:00:09

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.84400
1.84100
Buying rate
1.76000
1.76200
BNB fixing
1.80311
Cash payment
Non-cash payment
Selling rate
2.28600
2.28100
Buying rate
2.16100
2.16500
BNB fixing
2.22284
Cash payment
Non-cash payment
Selling rate
2.00100
1.99900
Buying rate
1.90700
1.90900
BNB fixing
1.96113
БГ
Investment loan

Investment loan

Obtain needed funds to develop your business with a long-term target loan for financing of fixed assets.

Advantages

  • Long Tenor
  • Repayment schedule, including a grace period, aligned with the project implementation
  • Pre-approval, prior to appraising the collateral
  • Reduced collateral requirements upon using guarantee instruments
  • Option for price discounts

Parameters

Loan Purpose

Purchase and/or repair of a real estate

 

Purchase of machines, equipment and transport vehicles

 

Investment loan for financing under EU Project

Currency BGN
Minimum amount BGN 15 000
Maximum amount 

Up to BGN 500 000 - upon real estate purchase and repair

 

BGN 300 000. - upon purchase of machines, equipment and transport vehicles

Tenor

Up to 180 months - upon purchase of a real estate, construction, repair works

 

Up to 60 months - upon purchase of machines, equipment, transport means

 

Option for individual grace period

Repayment Equal monthly principal payments.
Collateral

Mortgage on a real estate

 

Pledge of machines, equipment and other movable assets

 

Option for using European Guarantee instruments

Interest rates Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin
Fees As per the Bank's Tariff for Business Clients

Required Documents

  • Loan Application and Declaration of Relatedness with other entities as per a sample format of the Bank
  • Balance Sheet, Income Statement and a Tax Return of the applicant for the last 2 years
  • Current financial statements
  • Balance Sheet, Income Statement, report on the average staff number for the last year of the related parties as per the SME Act (in case of COSME guarantee)
  • Copies of the ID cards of the company’s representative - borrower/co-debtor/pledgors/mortgagors;
  • Decision of competent authority of the borrower, company co-borrower / collateral owner to conclude the loan agreement
  • Document, ascertaining the collaterals’ ownership

Send Request

Apply online now and get feedback from an UBB expert.

Send Request

Book a Video Meeting

If you would like a consultancy with our expert regarding information on financial products or services, please follow the link below.

Factoring

Get working capital for your company's current needs, based only on invoices and documents for the made delivery, without additional collateral.

Property insurance

Property Insurance through UBB Insurance Broker -an informed choice after a careful selection

COSME business loans for micro companies

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.