Investment loan

Exchange rates

as of 29/03/2023 17:00:09

Cash payment

Non-cash payment

Selling rate

1.96100

1.96000

Buying rate

1.94800

1.94900

BNB fixing

1.95583

Cash payment

Non-cash payment

Selling rate

1.84400

1.84100

Buying rate

1.76000

1.76200

BNB fixing

1.80311

Cash payment

Non-cash payment

Selling rate

2.28600

2.28100

Buying rate

2.16100

2.16500

BNB fixing

2.22284

Cash payment

Non-cash payment

Selling rate

2.00100

1.99900

Buying rate

1.90700

1.90900

BNB fixing

1.96113

Advantages

Long Tenor
Repayment schedule, including a grace period, aligned with the project implementation
Pre-approval, prior to appraising the collateral
Reduced collateral requirements upon using guarantee instruments
Option for price discounts

Parameters

Loan Purpose	Purchase and/or repair of a real estate Purchase of machines, equipment and transport vehicles Investment loan for financing under EU Project
Currency	BGN
Minimum amount	BGN 15 000
Maximum amount	Up to BGN 500 000 - upon real estate purchase and repair BGN 300 000. - upon purchase of machines, equipment and transport vehicles
Tenor	Up to 180 months - upon purchase of a real estate, construction, repair works Up to 60 months - upon purchase of machines, equipment, transport means Option for individual grace period
Repayment	Equal monthly principal payments.
Collateral	Mortgage on a real estate Pledge of machines, equipment and other movable assets Option for using European Guarantee instruments
Interest rates	Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin
Fees	As per the Bank's Tariff for Business Clients

Required Documents

Loan Application and Declaration of Relatedness with other entities as per a sample format of the Bank
Balance Sheet, Income Statement and a Tax Return of the applicant for the last 2 years
Current financial statements
Balance Sheet, Income Statement, report on the average staff number for the last year of the related parties as per the SME Act (in case of COSME guarantee)
Copies of the ID cards of the company’s representative - borrower/co-debtor/pledgors/mortgagors;
Decision of competent authority of the borrower, company co-borrower / collateral owner to conclude the loan agreement
Document, ascertaining the collaterals’ ownership

Print list

Useful documents

Fees and commissions tariff of United Bulgarian Bank applicable to business clients RIR for loans to business clients - calculation and values General terms of UBB AD on payment services for business clients

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For companies with annual turnover up to 1 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

For freelancers with annual turnover below 1 mln BGN

Number of employees:

Region:

Activity sector:

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Advantages

Parameters

Required Documents

Send Request

Book a Video Meeting

Factoring

Property insurance

COSME business loans for micro companies

Contact us

Offices and ATMs

Online/Mobile

Fees and terms

Exchange rates

Investment loan

Advantages

Parameters

Required Documents

Send Request

Book a Video Meeting

Factoring

Property insurance

COSME business loans for micro companies

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