Meet the current needs of your business in a secure and flexible manner, with automatic drawdown and repayment on a current account.
|Loan purpose||Credit limit to cover current needs|
|Minimum amount||BGN 10 000|
|Maximum amount without collateral||BGN 100 000|
|Maximum amount with collateral||BGN 500 000|
|Tenor||Up to 60 months, with review every 12 months|
|Interest rates||Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin|
|Fees||As per the Bank's Tariff for Business Clients|
|Collateral Types|| |
Mortgage on a real estate
Guarantee under the COSME, COSME COVID*, EGF** Programme
*This guarantee has been provided by COSME and the European fund for Strategic Investments (EFSI), established by virtue of the Investment Plan for Europe. The aim of EFSI is to support the financing and the applying of productive investments in the European Union, as well as to ensure the growth of access to financing.
**The EGF guarantee programme has been developed to support liquidity and facilitate access to working capital and investment financing of small and medium enterprises in response to the crisis caused by the COVID-19 pandemic. The Programme is being implemented by the European Investment Fund with the financial support ensured through the EGF founding contributions by the member-states.
UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.
A working capital loan to cover your day-to-day business needs, with equal principal payments on a monthly basis.