Investment Loan

A long-term target loan for financing long-term assets, aimed at development of your business.


  • Provides investment financing;
  • Long tenor;
  • A grace period up to 12 months, during which you pay only interest and loan fees. 
  • Preliminary approval option;
  • Attractive interest rates,  based on market indices;
  • Option for price discounts upon using other services.

Product Parameters

Loan Purpose:

  • Purchase and/or reconstruction of real estate;
  • Purchase of machines, equipment, vehicles.

Currency: BGN

Minimum amount: BGN 15 000

Maximum amount:

  • Upon real estate purchase or reconstruction – up to BGN 500 000;
  • Upon purchase of machines, equipment, vehicles – up to BGN 300 000.


  • Upon real estate purchase or reconstruction – up to 180 months;
  • Upon purchase of machines/equipment/vehicles – up to 60 months;
  • Grace period - tailored to your investment project.


Fixed principal payments on a monthly basis.


  • Real estate mortgage;
  • Pledge of machines, equipment, vehicles (including the possibility of using European guarantee instruments).


Interest accrual on loans will be made in accordance with the approved methodology for the Reference Interest Rate (RIR), used by United Bulgarian Bank AD for determining the variable interest rate on loans to Micro business clients.

Fees and Commissions: As per the Bank’s Tariff for Business Clients

Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717
For local and international calls
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