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For companies with annual turnover up to 1 mln BGN

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For companies with annual turnover above 1 mln BGN

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For agri producters

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For freelancers with annual turnover below 1 mln BGN

Number of employees:

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Activity sector:

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Contact us

phone
0700 117 17

Domestic line

mobile
*7171

Short number for mobile users

international phone
+3592 483 1717

International line

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*6777

Remote application for credit products
(for subscribers of mobile operators)

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Online/Mobile

Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 01/12/2022 16:25:11

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.89190
1.88980
Buying rate
1.82530
1.83030
BNB fixing
1.88496
Cash payment
Non-cash payment
Selling rate
2.31640
2.31140
Buying rate
2.24150
2.24650
BNB fixing
2.26139
Cash payment
Non-cash payment
Selling rate
2.01570
2.01070
Buying rate
1.94280
1.94780
BNB fixing
1.98481
БГ
Guaranteed loans by the National Guarantee Fund

Guaranteed loans by the National Guarantee Fund

Joint programme of UBB and the National Guarantee Fund (NGF) for guaranteeing loans to small and medium-sized enterprises.

Advantages

  • Fast and easy access to financing
  • Lower collateral requirements
  • More beneficial credit terms

Parameters

Target group Small and medium-sized enterprises within the meaning of the SME Act
Aim

Investment loans

Working capital loans

Bank guarantees and Letter of credits

Currency BGN / EUR
Interest rates Negotiable
Fees As per UBB’s Fees and Commissions’ Tariff for Business Clients
Guarantee issuance fee No fee for issuance of the NGF guarantee
Amount

Negotiable

The maximum guarantee coverage is up to BGN 2 000 000  or the equivalent in EUR for the group of related parties

Tenor Up to 12 years
Grace period Negotiable
Collateral

Long-term tangible assets and/or current assets, as the assets, subject of the investment and the expected subsidy under the project are mandatory used as collateral

The NGF guarantee

Required Documents

  • Decision of the company’s competent body for obtaining a loan and providing collateral for it
  • Balance Sheet, Income Statement and a Tax Return for the last year
  • Collateral ownership documents - copies of the ID cards of the company’s representatives - borrower/co-debtor/pledgors/mortgagors;
  • Certificate for availability /lack of arrears, issued by the revenue authority as per Art 87, Para 6 of the Tax Insurance Procedure Code;
  • Declaration of relatedness with other entities 

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