Payments and Direct Debits

BGN Transfers

Through its branch network or via U-Оnline UBB clients may order fund transfers in Bulgarian leva to all banks on the territory of Bulgaria.
While utilizing UBB services clients can rely on professionalism, promptness and security upon the execution of their bank transfers.

Acceptance and execution of orders for BGN transfers

Cut-off time for accepting BGN transfer orders with execution deadline the same business day is 15.00 h. Payments, ordered after this hour, shall be processed on the next business day.

Orders for intrabank transfers from and to accounts with UBB AD shall be accepted by 16.30 h. and shall be effected with value date the same business day.

Fees and commissions

Information regarding the fees and commissions for effecting fund transfers in Bulgarian leva is available here.

UBB General Terms on Payment Services for Business Clients.

The Bank's terms and conditions for effecting payment services are available here.

Nostro Accounts

The List of UBB Nostro Accounts is available in Important documents here.

FX Transfers

Through UBB branch network or via U-Оnline clients may order transfers in the following currencies: euro, US dollar, British pound, Swiss franc, Japanese yen, Swedish krona, Turkish lira, Canadian dollar, Australian dollar and New Zealand dollar, Norwegian krone, Danish krone and Chinese yuan. While utilizing UBB services clients can rely on professionalism, promptness and security upon the execution of their bank transfers.

Acceptance and execution of FX transfer orders

The cut-off time for accepting interbank transfers in foreign currency is 15.30 h. Payments, ordered after this hour, shall be processed on the next business day.

Orders for intrabank transfers from and to accounts with UBB AD shall be accepted by 16. 30 h. and shall be effected with value date the same business day.

Transfers, ordered via a branch of the Bank, shall be executed with a value date of two business days (for UBB’s correspondent account).

Transfers via U-Online, ordered in EUR until 15:30, shall be executed with next business day value date. For all other currencies the fund transfers, ordered by 15:30, shall be processed with a value date of two business days.

Express fund transfers shall be accepted on business days until 14:00 h. and shall be executed with same day value date only for EUR and USD currencies. Express fund transfers in all other currencies shall have execution deadline on the next business day and shall be performed by the Bank, if feasible.

Cooperation with the banks within the Group of the National Bank of Greece

An additional advantage for UBB clients is also the access to the wide network of banks within the Group of the National Bank of Greece in Southeastern Europe (Bulgaria, Greece, FYROM, Romania, Cyprus and Albania), in Western Europe (the United Kingdom) as well as in Africa (Egypt, the Republic of South Africa) and Australia. FX fund transfers from and to banks - members of the Group of the National Bank of Greece - which are ordered with expenses fully borne by the beneficiary (BEN) or shared between the beneficiary and the payer (SHA), shall be treated as intrabank fund transfers.

Fees and commissions

Information regarding the fees and commissions for effecting fund transfers in Bulgarian leva is available here.

UBB General Terms on Payment Services for Business Clients.

The Bank's terms and conditions for effecting payment services are available here.

Nostro Accounts

The List of UBB Nostro Accounts is available in Important documents here.

Direct debit

The Payer shall have to provide its advance consent for having the payment directly debited from the latter's account by order of the beneficiary and pursuant to Ordinance No. 3 of the BNB.

Transfers via direct debits are only possible on the territory of the Republic of Bulgaria and solely in Bulgarian leva.

Mass Payroll payments

UBB offers its business clients of employer capacity  an automatic payoll to their employees under Comfort accounts, opened with UBB, or accounts with other banks.

Technologically, the process is based on an exchange of information in Internet environment, submitted by the employer company directly from its office via U-Online Internet banking functionality, or personally delivered on a digital storage medium to a branch of the Bank.

The service guarantees promptness, convenience  and security of payments. The procedure has been facilitated to the maximum extent, thus saving time and resources.

E-invoice payment

UBB offers its business clients - users of U-Оnline Internet banking - an opportunity for paying e-invoices, issued through eFaktura.bg.

UBB, together with Borica – Bankservice company, provide their clients with the opportunity to pay e-invoices on-line, via integrating UBB e-banking within the system for issuing and administration of e-invoices, eFaktura.bg.

Both payers and issuers of e-invoices may enjoy this convenience. Payment of received invoices is made without additional appreciation of the money transfer, with ensured promptness and ease, plus an automatic posting of the information about the paid invoice with the Issuer.

The service is available either through UBB e-banking, or via eFaktura.bg.

The service opens the following business opportunities for the Bank's clients:

  • For Payers of e-invoices: payment of e-invoices and reports on unpaid, paid and disputed invoices; 
  • For Issuers of e-invoices: reports on the issued e-invoices - unpaid, paid and cancelled.

Further information about the service is available in U-Online Section.

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