Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.


Payment via e-banking

UBB online banking provides you with the option to check and pay obligations for local taxes and fees to certain municipalities. The service is available only to registered clients of UBB online banking.

In order to receive information about due obligations and to make a payment, you need to enter one of the following criteria combinations:

  • Municipality and Taxable person’s account number (you obtain information about the obligations of all co-owners under the specified Taxable person’s account number).
  • Municipality and Vehicle’s registration plate number (you obtain information about the obligations under the specified vehicle’s registration plate number).
  • Municipality and My taxes and fees (You obtain information about all taxes and fees that you owe to the selected municipality).
  • Municipality, My taxes and fees and Taxable person’s account number (you obtain information about your obligations under the specified Taxable person’s account number).
  • Municipality, My taxes and fees and Vehicle’s registration plate number (you obtain information about your obligations under the specified Vehicle’s registration plate number).

You can pay your tax obligations through Taxes and Fees menu, which is accessible upon login to UBB online banking in active operations mode.

Taxes and fees can be paid only in the sequence of their occurrence, starting from older to recent obligations. Taxes and fees, for which the interest-free payment deadline expires on the current day, cannot be paid outside the bank’s business hours. Overdue payables are available for payment only within the bank’s business hours. You can see the receipt for the paid obligations in Processed taxes and fees report>>Paid.

With one payment document you can pay a random number of obligations for which you are the taxable person.

An updated list of municipalities, to which you can make payments, is available in the online banking web page.

Online payment via UPAY

UPAY is the payment gateway of UBB AD for payment of utility bills, taxes, credit obligations of individuals and other services.

In order to pay a utility bill or a tax you do not need to be a client of UBB. It is sufficient to have a valid credit or debit card, suitable for online payments. You can make payments through the site with both personal, as well as corporate bank cards.

In order to pay a tax obligation you need to know either the taxable person’s account number or a vehicle’s registration plate number, as well as the taxable person’s Personal ID number/Company ID number/Foreigner’s ID number.

Through one card transaction you can pay your tax obligations under one taxable person’s account number.

Steps for payment of taxes:

  • Choose Taxes Section and the particular municipality.
  • A page for the selected municipality will open.
  • Choose region from the list.
  • Enter the taxable person’s Personal ID Number/Company ID Number/Foreigner’s ID Number.
  • Enter the Taxable person’s account number or the Vehicle’s registration plate number, which payables you want to pay.
  • Upon correctly entered data, the screen will display information about the tax payables under those.
  • Select the taxes you wish to pay, while observing the sequence of their occurrence, starting from older to recent payables and click on the Confirm button.
  • Review the list with the taxes, selected for payment and if everything is correct, click on the Continue with Payment button.
  • Enter your card details in the indicated fields and click on the Send button.
  • Upon a successfully executed payment the screen will display a receipt with the respective information.

Go to UPAY page

Back to all offers