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For companies with annual turnover up to 1 mln BGN

For companies with annual turnover above 1 mln BGN

For agri producters

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0700 117 17

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*7171

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+3592 483 1717

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Online/Mobile Online/Mobile

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Online/Mobile

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Fees and terms

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Exchange rates

Exchange rates

as of 27/05/2020 17:08:52

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.81650
1.81350
Buying rate
1.73450
1.73750
BNB fixing
1.77948
Cash payment
Non-cash payment
Selling rate
2.23998
2.23498
Buying rate
2.11498
2.11898
BNB fixing
2.18297
Cash payment
Non-cash payment
Selling rate
1.87676
1.87176
Buying rate
1.79076
1.79576
BNB fixing
1.83216
БГ
Investment loan

Investment loan

Obtain needed funds to develop your business with a long-term target loan for financing of fixed assets.

Advantages

  • Long Tenor
  • Repayment schedule, including a grace period, aligned with the project implementation
  • Pre-approval, prior to appraising the collateral
  • Reduced collateral requirements upon using guarantee instruments
  • Option for price discounts

Parameters

Loan Purpose

Purchase and/or repair of a real estate

 

Purchase of machines, equipment and transport vehicles

Currency BGN
Minimum amount BGN 15 000
Maximum amount without collateral

Up to BGN 500 000 - upon real estate purchase and repair

 

BGN 300 000. - upon purchase of machines, equipment and transport vehicles

Tenor

Up to 180 months - upon purchase of a real estate, construction, repair works

 

Up to 60 months - upon purchase of machines, equipment, transport means

 

Option for individual grace period

Repayment Equal monthly principal payments.
Collateral

Mortgage on a real estate

 

Pledge of machines, equipment and other movable assets

 

Option for using European Guarantee instruments

Interest rates Variable annual interest rate, formed of UBB’s Reference Interest Rate and a fixed margin
Fees As per the Bank's Tariff for Business Clients

Required Documents

  • Loan Application and Declaration of Relatedness with other entities as per a sample format of the Bank
  • Balance Sheet, Income Statement and a Tax Return of the applicant for the last 2 years
  • Balance Sheet, Income Statement, report on the average staff number for the last year of the related parties as per the SME Act (in case of COSME guarantee)
  • Copies of the ID cards of the company’s representative - borrower/co-debtor/pledgors/mortgagors;
  • Decision of competent authority of the borrower, company co-borrower / collateral owner to conclude the loan agreement
  • Document, ascertaining the collaterals’ ownership

Send Request

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Book a Video Meeting

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Factoring

Get working capital for your company's current needs, based only on invoices and documents for the made delivery, without additional collateral.

Property insurance

Property Insurance through UBB Insurance Broker -an informed choice after a careful selection

COSME business loans for micro companies

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.