Meet the current needs of your business in a secure and flexible manner, with automatic drawdown and repayment on a current account.

A working capital loan to cover your day-to-day business needs, with equal principal payments on a monthly basis.

Fulfill your investment projects through VAT financing with a credit line from UBB.

Obtain needed funds to develop your business with a long-term target loan for financing of fixed assets.

UBB offers loans under alleviated collateral conditions thanks to the COSME guarantee instrument - European Programme for Competitiveness of Small and Medium-sized Enterprises.

Loan commitment for issuance of bank guarantees.

UBB offers loans under relaxed terms and conditions with regard to the collateral thanks to combining two guarantee instruments: COSME* and NGF**

Joint programme of UBB and NGF for guaranteeing loans to small and medium-sized enterprises

Financing in the form of investment loans and/or overdrafts under a fast approval procedure, intended for agricultural producers and stock breeders with minimum experience of 2 years and cultivated areas exceeding 300 decares

A joint programme between UBB and the Bulgarian Development Bank (BDB) supporting the liquidity of small, medium and large enterprises, adversely affected by the extraordinary situation and the COVID-19 pandemic.

A joint programme of UBB and the Fund of Funds Loss-capped Portfolio Guarantee to Overcome the Effects from the COVID-19. The programme targets easier access to loans for Bulgarian small and medium-sized businesses in view of continuation of their activities, including also for covering their liquidity needs and/or for overcoming crisis-related financial difficulties.