Mrs. Hristova has been working as a consultant in Managing the Corporate Risk Department of KPMG for 4 years. She has strong experience as an auditor in Deloitte & Touche and in Analyses and Prognoses Department of Postbank.

Individuals will use Raiffeisenbank’s loans to improve, for example, double glazing, interior and exterior insulation, incl. roofs and floors, biomass stoves and boilers, solar water heaters, efficient gas boilers and heat pumps.

The Group's remarkable figures regarding return on equity, cost-to-income ratio and return on assets are the best among Austria's large banks.

The small and middle sized farmers have used preferential terms and conditions for the financing - mainly for buying harvesters, tractors, etc.

The clients may apply easy, business plan is not required. Real estate, transport means, equipment, etc. should be used as collateral.

The owners of Raiffeisenbank’s cards – Maestro, VISA Electron, VISA Classis and RaiCARD, who are subscribers of Mtel and Globul, can use the service “SMS notice”.