Loans

Mortgage Loan


Mortgage loan for purchase in BGN and in EUR
Your dream home can now be yours with the promotional terms under UBB mortgage loans.

Mortgage Loan with a Fixed Interest Rate
The mortgage loan with a fixed interest rate for the first three years enables you to purchase a home, refinance an existing mortgage loan or obtain funds for construction or completion works.

Multipurpose Mortgage Loan
The UBB multipurpose mortgage loan has attractive interest rates and enables you to obtain funds for any needs that you might have.

Home Repair and Improvements Mortgage Loan
With UBB Home Repair and Improvements Mortgage Loan you can repair and refurnish your home thus ensuring comfort to your family and yourself.

Construction and completion mortgage loan
Now, with the UBB Construction and Completion Mortgage Loan you have the chance to receive up to 100% financing for the making of your new home.

Other mortgage loan types
Choosing a mortgage loan might prove a task, equally difficult as selecting the right property.

Consumer loan


Small Loan
Consumer loan for those, who urgently need a small amount of money over a short period of time

Consumer loan for big amounts
Consumer loan for clients, needing large amounts and short tenors

Energy Efficiency Consumer Loan
The Residential Energy Efficiency Loan is an opportunity for households or groups of home owners throughout the country to benefit from the energy efficiency priorities and to obtain target loans and gratuitous financial aid for investments in energy-saving technologies in view of improving the energy efficiency of their homes and reducing their heating or electricity expenses. The loan is granted under Residential Energy Efficiency Credit Line.

Consumer loan
A short-term, medium or long-term loan for the purchasing goods and services, desired by you of higher value or for covering other of your needs: repair works, health services, education and others.

Consumer loan with a fixed interest rate
The consumer loan with a fixed interest rate over the entire period provides you with the comfort of a fixed installment and a possibility to plan your expenses.

United loan
Through a consumer loan for consolidation of liabilities you can repay one liability with only one institution and that - under favourable financial terms.

Consumer loan with payroll
Consumer loan with payroll is the best way to receive the funds you need upon preferential terms.

Open loan
New-generation loans, launched for the first time on the Bulgarian market by United Bulgarian Bank. A flexible loan, offering customer-friendly conditions, tailored to your means.

Overdraft
Flexible form of BGN loan that gives UBB debit card or current account holders the right to exceed their card/current account balance up to a certain preliminarily negotiated limit.