UBB credit cards of Visa Gold and MasterCard Gold brands
Credit Cards of Visa Gold and MasterCard Gold brands from UBB - a golden opportunity to combine safety, convenience and prestige into one.
Special offers
Take advantage of our special offers for discounts as a holder of Gold Credit Cards VISA and MasterCard® from UBB!
- TIMELAND - 15 %*
- EUROOPTIC - 22 %*
- OPTICLASA - 20 %*
* Discounts will be made available at the merchant’s locations and will be applicable only to regularly priced products. The offer excludes seasonal sale campaigns or combinations of other discounts and promotions.
Find out more offers by MasterCard® and by Visa.
Advantages of UBB gold credit cards
UBB Gold Credit Card is a symbol of high standard and a guarantee that any time you wish to combine travel and purchases, or when you are having an important business dinner, or you are on a family vacation, or you want to impress the people around, or bring joy into the life of your beloved ones, you will get simply and solely the best:
UBB Gold Credit Card (Visa Gold or MasterCard Gold) is a special card also because:
- it goes with additional preferential conditions and you have the opportunity to make the most of various special proposals.
- it is a reliable travel companion with a special free-of-charge Travel Abroad insurance and no fee for purchases worldwide.
- it enables your participation in the UWIN bonus-based loyalty program;
- UBB offers modern on-line services to its cardholders through the Bank’s UPAY gateway at www.ubbpay.bg.
Insurance under the UBB Gold Credit Card
Since UBB Gold credit card has been created to meet the highest of your requirements, especially to gold cardholders UBB offers gratuitous Travel Abroad and Bank Card and Documents insurance package with a wide range of the insurance cover.
| Insurance Coverage | Insurance benefit |
|---|---|
| Coverage for Travel Abroad | Euro |
| Accidental Death- Common Carrier | 85 000 |
| Accidental Death- Other causes | 85 000 |
| Permanent Total Disablement due to Accident | 85 000 |
Emergency Medical Expenses due to Accident Franchise | 85 000 50 |
Emergancy Medical Expences due to Sickness Franchise | 80 000 50 |
| Emergency dental treatment | 1 000 |
| Personal Liability – Property damage | 5 000 |
| Personal Liability- 3rd party bodily injury | 5 000 |
Loss of Baggage
| 1000
|
| Baggage Delay (more then 6 hours, after the destination is reached) | 200 |
| Medical Transportation | 10 000 |
| Repatriation of bodily remains | 5 000 |
| Reimbursement of coffin expenses | 1 000 |
| Emergency Travel of Child | 1 000 |
| Emergency Travel of Family Member | 500 |
| Bail Bond due to car accident | 2 000 |
| Legal Expencses due to car accident | 5 000 |
Flight Delay after the 4th hour
| 500
|
Hijacking –vehicle Deductible | Max. 5 000 2 hours |
| Gold Protection Insurance | BGN |
| Misuse of a lost /stolen card | 300 per card |
| Lost/stolen documents and/or keys together with the card | 150 cumulative per card |
| Purchase protection (additional protection) | 1 000 cumulative per card |
General terms and useful tips
To get the most out of our services we offer you to consult Useful Documents Section and get acquainted with the updated:
- General Terms on Payment Services for Individuals;
- Terms and Conditions for PIN Code Safeguarding Diligence;
- The Terms and Conditions for Utilizing an Approved Credit Limit;
Full archive of documents is available at www.ubb.bg/obshti_uslovia_za_inidividualni_klienti
Product parameters
| PARAMETERS |
Validity Period | 2 years |
Currency | BGN |
Limits |
|
Interest rate |
*Annual Percentage Rate: 24.89 calculated upon: 1) a credit limit of BGN 10 000, fully drawn down through a cash withdrawal at UBB ATMs upon annual interest rate of 15,360%; 2) Cash withdrawal fee - 3% of the transaction value, minimum BGN 4; 3) loan period: 12 months; 4) Total amount due by the client: BGN 11 211.39 |
Transaction Limits |
|
Liability Repayment Period | 14 days after the account statement date |
Repayment |
|
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