UBB credit cards of Visa Gold and MasterCard Gold brands
Credit Cards of Visa Gold and MasterCard Gold brands from UBB - a golden opportunity to combine safety, convenience and prestige into one.
Special offers
Take advantage of our special offers for discounts as a holder of Gold Credit Cards VISA and MasterCard® from UBB!
- TIMELAND - 15 %*
- EUROOPTIC - 22 %*
- OPTICLASA - 20 %*
* Discounts will be made available at the merchant’s locations and will be applicable only to regularly priced products. The offer excludes seasonal sale campaigns or combinations of other discounts and promotions.
Find out more offers by MasterCard® and by Visa.
Advantages of UBB gold credit cards
UBB Gold Credit Card is a symbol of high standard and a guarantee that any time you wish to combine travel and purchases, or when you are having an important business dinner, or you are on a family vacation, or you want to impress the people around, or bring joy into the life of your beloved ones, you will get simply and solely the best:
UBB Gold Credit Card (Visa Gold or MasterCard Gold) is a special card also because:
- it goes with additional preferential conditions and you have the opportunity to make the most of various special proposals.
- it is a reliable travel companion with a special free-of-charge Travel Abroad insurance and no fee for purchases worldwide.
- it enables your participation in the UWIN bonus-based loyalty program;
- UBB offers modern on-line services to its cardholders through the Bank’s UPAY gateway at www.ubbpay.bg.
Insurance under the UBB Gold Credit Card
Since UBB Gold credit card has been created to meet the highest of your requirements, especially to gold cardholders UBB offers gratuitous Travel Abroad and Bank Card and Documents insurance package with a wide range of the insurance cover.
| Insurance Coverage | Insurance Benefit |
| Medical expenses due to an accident or acute illness | 30 000 EUR |
| Expenses for medical transportation and repatriation | unlimited |
| Expenses for emergency dental treatment | 300 EUR |
| Organising an emergency visit of a relative if the Insured is hospitalised for more than 7 days | expenses for a round-trip air ticket (tourist class) |
| Repatriation of minors | costs of return to Bulgaria |
| Death due to an accident occurring abroad | 25 000 EUR |
| Permanent disability due to an accident | 25 000 EUR |
| Supply of medicines | unlimited |
| Transmission of urgent messages | unlimited |
| Unforeseen return of the Insured to Bulgaria | return costs by air or train |
| Delay of flight for more than 6 hours | 160 EUR |
| Baggage search | unlimited |
| Loss of luggage | 500 EUR |
| Legal assistance | 2 000 EUR |
| Advance payment in case of impossibility to use credit card | 1 500 EUR |
| Gold Protection Insurance | Amount |
| Lost/Stolen Card Abuse | 300 BGN per card |
| Documents and/or keys lost/stolen with the card | 150 BGN aggregate per card |
| Purchase protection | 1 000 BGN aggregate per card |
General terms and useful tips
To get the most out of our services we offer you to consult Useful Documents Section and get acquainted with the updated:
- General Terms on Payment Services for Individuals;
- Terms and Conditions for PIN Code Safeguarding Diligence;
- The Terms and Conditions for Utilizing an Approved Credit Limit;
Full archive of documents is available at www.ubb.bg/obshti_uslovia_za_inidividualni_klienti
Product parameters
| PARAMETERS |
Validity Period | 2 years |
Currency | BGN |
Limits |
|
Interest rate |
*Annual Percentage Rate: 25.57 calculated upon: 1) a credit limit of BGN 10 000, fully drawn down through a cash withdrawal at UBB ATMs upon annual interest rate of 15,90%; 2) Cash withdrawal fee - 3% of the transaction value, minimum BGN 4; 3) loan period: 12 months; 4) Total amount due by the client: BGN 11 242.03 |
Transaction Limits |
|
Liability Repayment Period | 24 days after the account statement date |
Repayment |
|
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