Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

Premium debit cards

Special care and prestige, which you can enjoy at any time.


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Convenience and control

Your Mastercard World Debit and VISA Gold Debit ensures special treatment, to be enjoyed by you during vacation or business trips, or appreciated upon day-to-day financial needs:

  • You obtain Mastercard and VISA-enabled preferential terms when travelling abroad at world-famous hotel chains, rent-a-car companies, bars and restaurants etc. by Mastercard and by VISA.
  • Now all Mastercard World Debit holders may grab the priceless opportunities of Mastercard’s exclusive programme in Bulgaria and additional Mastercard-enabled preferential services at airports – free access to particular business lounges.
  • Free insurance when travelling abroad with UBB Premium debit card – you obtain free-of-charge medical assistance and protection against more than 10 types of insurable events. To activate your insurance all you need to do is use your card for travel-related purchases.
  • Involvement in regular promotional campaigns for UBB cardholders as part of the UWIN loyalty program.
  • Free and easy access to your monthly statements, as well as many other services in the Bank’s e-gateway – UPAY at http://www.ubbpay.bg/
  • The card is a contactless one – you can make extremely fast and secure payment by only approaching the card to a POS device at merchant sites, bearing the contactless payments logo .

Terms and conditions

  • Mastercard World Debit and Visa Gold Debit are debit cards of a higher class
  • No issuing fee

  • No fee for payments in Bulgaria and abroad with your Premium debit cards


  • Chip card – higher level of protection.
  • Contactless-enabled payment. While paying the card remains in your hands, thus giving you more control in the shopping process.

  • Option for additional free-of-charge protection of payments via Internet by activating the UBB 3-D Secure service.
  • In case the card is lost or stolen, you can block it immediately by calling UBB Call Center 24/7 at +359/ 0700 11717 and *7171 for Bulgarian mobile carriers.
  • Individual UBB online or mobile banking clients are able to control the status of their bankcards, by either blocking or activating them in real time, free of charge, while using the especially designed functionality in Cards menu.
Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717
For local and international calls
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