Dear Customers,

We would like to inform you that as of 15.12.2019 the following changes in the Tariff for fees and commissions of Raiffeisenbank (Bulgaria) EAD for Legal Entities and Sole Traders will come into force:

I. Changes in Chapter One: Services in local and foreign currency

p.2 Cash Transactions:

• p. 2.1.Cash withdrawals of banknotes and coins
• p. 2.2. Cash Deposit of banknotes and coins

p. 3. Payments in BGN:

• p. 3.2. Outgoing payments to beneficiaries at other banks
• p. 3.3. Intrabank payments
• p.3.7. Direct Debit

p. 4. Payments in foreign currency:

• p.4.1. Incoming payments from other banks
• p.4.2. Outgoing payments to beneficiaries at other banks

p. 5. Documentary Letters of Credit:

• p.5.1.2. Issuing a Letter of Credit
• p.5.1.9. Urgent processing upon customer's request, (in addition to the issuing commission)
• p.5.1.11. Fee for photocoping of received documents (fee is for account of beneficiary of letter of credit)
• p.5.2.2. Advising without adding confirmation of the Bank
• p.5.2.5. Handling /negotiation

p. 6. Letters of Guarantee:

• p.6.1.1.1. With cash cover
• p.6.1.1.2. Secured by a counter-guarantee
• p.6.1.1.3. With other type of collateral
• p.6.1.2. Amendments
• p.6.1.3. Changing of collateral
• p.6.1.5. Cancellation of application for issuing
• p.6.1.7. Urgent processing upon customer's request (in addition to the issuing commission)
• p.6.1.8. Fee for paper application for issuing of bank guarantee (additional fee)
• p.6.1.9. Cancellation of issued bank guarantee prior to its expiry
• p.6.2.2. Advising of guarantees
• p.6.2.3. Administration and processing of Direct Guarantees
• p.6.2.9. Autheticity confirmation of bank guarantees issued directly in favour of our customers

p. 7. Collections:

• p.7.1. Documents sent for collection against payment and/or acceptance
• p.7.2. Collection of documents, received from other banks

II. Changes in Chapter Two: Cards

p. 1. Debit Mastercard Business

• p. 1.3.2. Withdrawal through АТМ in countries inside the European Economic Area

p.2. Credit Mastercard Business for Micro clients

• p. 2.6.3. Cash deposits through ATM of the Bank
• p.2.6.6. Cash withdrawal through POS of the Bank with 12 equal monthly installments
• p.2.7.2.Withdrawal through АТМ/POS in countries inside the European Economic Area

p.3. Credit VisaBusiness for Corporate clients

• p. 3.5.3. Cash deposits through ATM of the Bank
• p.3.6.2. Withdrawal through АТМ/POS in countries inside the European Economic Area

III. Changes in Chapter Three: III. Miscellaneous

p.5. Information for bank operations different than bank statement and documents pertaining to bank transactions

p. 6. Confirmation of account balances to auditors

p.7. Confirmation and verification the authenticity of bank documents and authorized signatures

p. 11. Multicash

For further information about the changes please contact the employees at Raiffeisenbank offices and on the phone numbers of Contact centre of the bank:

• 0700 10 000 (Vivacom) at the price of a city call
• 1 721 (A1 and Telenor) with no increase of the fee

Confirming our willingness for mutually beneficial cooperation, we remain

Sincerely yours,
Raiffeisenbank (Bulgaria) EAD