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+3592 483 17 17

International and domestic line

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*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 04/07/2025 17:00:14

Cash payment
Non-cash payment
Selling rate
1.96100
1.96000
Buying rate
1.94800
1.94900
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.70400
1.70400
Buying rate
1.61600
1.61600
BNB fixing
1.66213
Cash payment
Non-cash payment
Selling rate
2.33000
2.33000
Buying rate
2.19400
2.19400
BNB fixing
2.26763
Cash payment
Non-cash payment
Selling rate
2.14000
2.14000
Buying rate
2.04000
2.04000
BNB fixing
2.09269

KBC Main Markets

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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
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Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
e-Notifications
Transfer to Mobile Number
Loans
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Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer Loan for Large Amounts
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
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Debt markets
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Brokerage services
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UBB Global Child Fund
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UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
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Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
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Client announcements
UBB has signed an agreement for offering of a Recovery Programme in support of businesses by means of a guarantee from the Fund of Funds 24 June 2021

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UBB launches the offering of a Systematic Investment Plan in a fully digital way through UBB Mobile
Client announcements
UBB launches the offering of a Systematic Investment Plan in a fully digital way through UBB Mobile 23 June 2021

Requesting an investment plan end-to-end now happens via users’ phones within just a few minutes

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KBC Bank
RBI's Digital Basket – simple loans for scale-ups for the first time 08 June 2021

Raiffeisen Bank International (RBI) has launched one of the largest European financing programs for digital growth companies.

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Client announcements
UBB joins the 2021 Equity Day Initiative 28 April 2021

Individual investors in Bulgarian shares, who are clients of UBB, will be able to buy and sell on the Bulgarian Stock Exchange without paying fees and commissions to intermediaries and institutions

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UBB now with a consumer loan in the UBB Mobile app
Client announcements
UBB now with a consumer loan in the UBB Mobile app 26 April 2021

The Bank’s clients can now request a consumer loan fully remotely, while enjoying a fixed interest rate and approval within minutes

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UBB starts offering loans with an option for interest subsidies under a programme of the Fund of Funds
Client announcements
UBB starts offering loans with an option for interest subsidies under a programme of the Fund of Funds 21 April 2021

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