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UBB Online
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UBB Mobile
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Contact us

Contact us

international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

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+3592 811 20 99

Remote application for credit products 

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Ask Kate

Digital assistant on UBB Mobile

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Choose the most convenient office or ATM for you

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UBB Online
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Fees and terms

Fees and terms

Fees and commisions For individual clients For business clients For banks
Interest rates Tariffs Individual clients Business clients
General terms and conditions Individual clients Business clients
Reference interest rate Individual clients Business clients
Upcoming changes
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Exchange rates

Exchange rates

as of 12/12/2025 08:26:11

Cash payment
Non-cash payment
Selling rate
1.95583
1.96005
Buying rate
1.94805
1.94905
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.70900
1.70900
Buying rate
1.62100
1.62100
BNB fixing
1.66723
Cash payment
Non-cash payment
Selling rate
2.29100
2.29100
Buying rate
2.15500
2.15500
BNB fixing
2.23090
Cash payment
Non-cash payment
Selling rate
2.14200
2.14200
Buying rate
2.04300
2.04300
BNB fixing
2.09561

KBC Main Markets

dzi
UBB Interlease

UBB Interlease
Pension Insurance

Pension Insurance
UBB Asset Management

UBB Asset Management
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UBB Insurance Broker
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Leasing
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Investment Management
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Individual clients >
Cards
Debit Cards
Visa Debit and Debit Mastercard debit cards
Visa Gold Debit and Mastercard World Debit Premium debit cards
Debit cards for children/ teens, aged between 14 and 18 years
Credit Cards
Visa and Mastercard International credit cards
Visa Gold and Mastercard Gold Gold credit cards
Digital wallets
Google Pay
Apple Pay
Promotions
Accounts and payments
Packages
Youth & Students Package, part of the Full Access programme
Comfort package
Privilege Package
Package „For Salary“
Accounts
Open an account digitally
Activity account
Privilege account
Standard current account
Payment account with basic features
Payments
Utility bill payment
Payment of taxes
Standard fund transfers
Instant (BLINK) fund transfer
Instant SEPA fund transfer
e-Notifications
Transfer to Mobile Number
Loans
Mortgage Loans
Online mortgage pre-approval loan for purchase
Mortgage loan for real estate purchase
Mortgage loan for refinancing
Mortgage loan for current needs
Mortgage loan with a fixed interest rate
Consumer Loans
Consumer loan
Consumer loan, packaged with other products or services
Golden age consumer loan
United loan
Overdraft
Loan for university (BA/MA) students and doctoral thesis (PhD) researchers with financial support by the State
Mortgage loan for Energy Efficient Home
Savings and Investments
Investment for everyone
InResto
Systematic investment plan (SIP)
Investments in gold
Responsible Investing funds
Sustainability-related disclosures
KBC Eco Fund Water Responsible Investing
Optimum Fund Enhanced Intelligence Global Allocation Responsible Investing
KBC Equity Fund We Shape Responsible Investing
KBC Select Immo We House Responsible Investing
KBC Equity Fund We Like Responsible Investing
KBC Equity Fund We Live Responsible Investing
KBC Equity Fund We Care Responsible Investing
KBC Equity Fund We Digitize Responsible Investing
KBC Equity Fund We Digitize Responsible Investing USD
UBB ExpertEase Defensive Conservative Responsible Investing
UBB ExpertEase Defensive Balanced Responsible Investing
UBB ExpertEase Defensive Tolerant Responsible Investing
UBB ExpertEase Dynamic Balanced Responsible Investing
UBB ExpertEase Dynamic Tolerant Responsible Investing
UBB ExpertEase Highly Dynamic Tolerant Responsible Investing
Funds
UBB Platinum Bulgaria
UBB ExpertEase Defensive Balanced
UBB ExpertEase Defensive Tolerant
UBB ExpertEase Dynamic Balanced
UBB ExpertЕase Highly Dynamic Tolerant
UBB ExpertЕase Dynamic Tolerant
Savings
Deposit Invest
Standard time deposits
Available funds deposit
Open Deposit
Unit Link
EuroFuture
EuroInvest
EuroHorizon
Advanced Investments
Debt markets
FX Trade
Brokerage services
UBB Platinum Euro Bond
UBB Balanced Fund
UBB Premium Equity
UBB Patrimonium Land
UBB Global Pharm Invest
UBB Global Child Fund
UBB Global Growth
UBB Global Dividend
Insurance
Stand-alone insurance products
Casco Insurance
Travel Insurance
Motor Third Party Liability Insurance
DZI "Treatment without Borders"
Comfort For Home Insurance
Zakrila insurance program
Insurance related to bank products
Property Insurance to Mortgage Loans
Insurances for debit cards and credit cards
Life Insurance to Mortgage Loans
Life Insurance to Consumer Loans
"Telemedicine" insurance for “Comfort” package
Business clients >
For companies with annual turnover below 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For companies with annual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover up to 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
For producers Agri producers with anual turnover above 2mln BGN
Financing
Cash Management
Тrade Finance
POS Terminals and ATMs
Markets, Investments and Custody Services
Factoring
About UBB >
UBB and KBC Bank
atms icon
Branches and ATMs
international phone
+3592 483 17 17

International and domestic line

mobile
*71 71

Short number for mobile users

phone
0700 1 17 17

Domestic line

phone icon
+3592 811 20 99

Remote application for credit products 

UBB Online
UBB Online
UBB Mobile
UBB Mobile
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Users of the UBB mobile banking app are growing by over 13% per year
About the company
Users of the UBB mobile banking app are growing by over 13% per year 25 June 2025

UBB customers log in 14.5 million times in total in the UBB Mobile banking app

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UBB received the largest number of prizes at the prestigious Bank of the Year 2024 competition
About the company
UBB received the largest number of prizes at the prestigious Bank of the Year 2024 competition 23 June 2025

United Bulgarian Bank (UBB), part of the Belgian financial group KBC, was awarded a prize in the Market Share category at the 33-rd edition of the Bank of the Year competition.

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UBB with yet another recognition for sustainability from Your Business magazine
About the company
UBB with yet another recognition for sustainability from Your Business magazine 09 June 2025

UBB was awarded a special diploma for the adoption and abiding by sustainable ESG policies.

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UBB cancels fees for its customers upon depositing Bulgarian leva banknotes at branches or ATMs of the bank
About the company
UBB cancels fees for its customers upon depositing Bulgarian leva banknotes at branches or ATMs of the bank 06 June 2025

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KBC Group in Bulgaria launches dedicated communication in line with the euro adoption
About the company
KBC Group in Bulgaria launches dedicated communication in line with the euro adoption 05 June 2025

The two leading companies of KBC Group in Bulgaria – UBB and DZI – have published dedicated info pages, linked to the euro adoption in Bulgaria.

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UBB is with the highest credit rating in Bulgaria, according to Fitch
About the company
UBB is with the highest credit rating in Bulgaria, according to Fitch 14 May 2025

The International rating agency Fitch Ratings confirmed the Long-Term Issuer Default Rating (IDR) of UBB. It continues being 'A-' with Outlook Positive.

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