In addition, Raiffeisen International received three country awards for Albania, Belarus as well as Serbia and Montenegro and RZB received the award for Austria.

The bank keeps its attractive conditions for the mortgage and housing loans in BGN and EUR with 5,8% interest rate for the first year and 8,5% for the rest of the period. Each customer, who has received a housing loan from the bank, can choose a gift for his new home.

The bank won a public procurement tender, with contracting authority the Ministry of Finance. According to preliminary estimates, the annual basis of the ISPA funds and the corresponding co-financing stands at 180 mln BGN.

Individuals will use Raiffeisenbank loans to improve, for example, double glazing, interior and exterior insulation, incl. roofs and floors, biomass stoves and boilers, solar water heaters, efficient gas boilers and heat pumps.

Three days after sending online application, the client receives information on the phone for the approved credit limit. After 5 working days he can get his RaiCARD at the chosen banks office.

The loan amount is up to 70 pct of the market value of the grain, for which a warehouse receipts are issued by licensed public warehouse, pre-approved by the Bank. The Bank will take the grain as collateral.