Clients of RaiCARD get 2 per cent discount of the price of the product.

Balance-sheet total in the third quarter of 2005 grew by 96,29 per cent to BGN 2 560,2 mln., compared to the same period in 2004, representing a market share of 8,62 per cent. The profit after tax increased by 76,98 per cent. Retail loan portfolio has grown by 303,23 per cent, customers deposits increased by 122,36 per cent year-on-year basis.

Consolidated Profit up by 33.4 per cent to € 279.1 million; total assets up 20.2 per cent to € 34.7 billion. Return on equity at 22.1 per cent and cost/income ratio at 59.5 per cent. Market leader in Ukraine after acquisition of Bank Aval.

The bond has the following characteristics: 3 year term, maturity on the 16th November 2008. The coupon is fixed – 5 per cent p.a.

The applicants for the “Hot loan” will be approved in 15 minutes, if they connect to the Call center of Raiffeisenbank – 0700 10 000 (bTC) and 1721 (Mtel and Globul).

The new Member of the Management Board of Raiffeisenbank has gained experience in the Corporate banking, while working at the Bulgarian Post Bank, and since 1999 she becomes part of the team of Raiffeisenbank.