Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

Open deposit

Open Deposit allows you to withdraw and deposit amounts on any day of the month, without losing the accrued interest.


Now you can choose!

  • You can do this at any UBB branch throughout the country, as well as through the Bank's online banking system. (https://ebb.ubb.bg)
  • No minimum opening balance is required .
  • It's up to you to select the interest receipt period - each  1,3,6 or 12 month!
  • Open deposit in BGN and EUR  upon preferential terms and conditions for your children as well!

With the Open Deposit you may:

  • withdraw and deposit money on any date of the month.
  • receive and send fund transfers in Bulgaria and abroad


Period: Unspecified

Currency: BGN, EUR, USD

Minimum opening balance - none

Minimum accrual threshold - BGN 50; EUR 50 or USD 50

Make your choice and the interest may:

  • be added to the initially deposited amount;
  • be transferred to another account;
  • be withdrawn in cash.

Depositing: at any time without limits

Withdrawing: No limit. Each month you are entitled to two withdrawals or transfers upon standard terms and conditions and every subsequent withdrawal or transfer shall be charged a fee of BGN 10.

No fee for opening via online banking.

Documents, needed for account opening: Identity document

The Open Deposit is equivalent to the Open Account product, offered by 06.04.2018


Open deposit
Interest payment frequency 1 month3 months 6 months 12 months
Child Open deposit
Interest payment frequency3 months6 months12 months
USD 0.01%0.03%0.05%

Interest payment: The interest will be accrued and paid according to the table above and the stated therein effective annual interest rates.
Irrespective of the specific date of signing the “Open deposit” agreement, the payment of the respective interest will be made as follows:

  • Upon a 1-month payment frequency – on the last calendar day of the month;
  • Upon a 3-month payment frequency – on 31 March; 30 June; 30 September and 31 December;
  • Upon a 6-month payment frequency – on 30 June and 31 December;
  • Upon a 12-month payment frequency – on 31 December.
Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717
For local and international calls
Other proposals
Online deposits and accounts

UBB AD has enabled one-click online opening of Available Funds time deposits,  Activity current accounts, Open Deposits and Standard Current Accounts.

Available Funds Deposit

You will always have Available Funds at your disposal of guarateed profitability even in case of the deposit's early termination.

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