Raiffeisenbank offers a mortgage loan with a fixed interest rate of 1,8% p.a. for the first year of the repayment period. The loan is in EUR and BGN. The promotion is valid thru 31 Dec. 2005. This is the lowest fixed interest rate for the first year of the repayment period at the Bulgarian market of housing loans. The interest for the rest of the period is 8,5% p.a.

The conditions of the mortgage loan are: mortgage loans include no limits for the maximum amount and a maximum term up to 25 years. The customers have an option for 12 months grace period, free life insurance and free of charge international Visa Electron or Visa Classic.

Raiffeisebank offers and additional bonus for its customers – a free of charge domestic credit card RaiCard, with no fees for the first year. The Raicard eases the mortgage loan customers by giving them the opportunity of automatic payment of their public utility services with the credit on the card.
The bank extends its traditional promotion, giving the chance of all mortgage loan customers to choose a gift for their new home - DVD-player, coffee-machine, CD radio-cassette player, etc.