Balance-sheet total plus 21 per cent, profit before tax plus 42 per cent, ROE before tax 15.5 per cent. Market share gains in Austria and Central and Eastern Europe. Network in Central and Eastern Europe keeps growing fast

RZB Group also wins country awards for Albania, Belarus, Bosnia and Herzegovina, Romania, Serbia and Montenegro, Slovakia.

The global loan will serve for financing of small- and medium-scale projects in the field of environmental protection, infrastructure, industry or tourism.

The credit applicants can be both individuals and companies. The credits are available in Bulgarian levs, euro and U.S. dollars.

The CEBs funds will be applied to the partial financing of productive-investment projects in favour of Bulgarian SMEs, thereby reinforcing their operating position and ability to maintain and create jobs.

As of 01.03.2004 г. Raiffeisen (Bulgaria) EAD introduces new, higher interests on fixed term deposits of individual clients.