UNITED BULGARIAN BANK API EULA

Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

UBB Premium Equity

A Short Description

"UBB Premium Equity” fund is focused primarily in shares of Bulgarian companies listed on Bulgarian Stock Exchange, that have high growth potential, but also have changes in their prices in short-term period.

Recommended investment period: at least 5 years.

"UBB Premium Equity” fund is intended for risk investors, looking for higher returns for their investments and accept the possibility of negative changes in the prices of shares of the fund

Type of fund:Mutual fund focosed on stocks
Investment focus:Bulgarian equities
Inception date:30.01.2006
Minimum investment:100 BGN
Currency:Bulgarian lev(BGN)
Depository bank:Eurobank Bulgaria JSC
Fees for investors
Issue feeno
Redemption fee before 18 months0.40% from NAV per 1 unit
Redemption fee after 18 monthsno
Management fee2.90%

UBB Asset Management JSC has provided a network of offices where the investors can submit orders for the purchase and sale of units of UBB Premium Shares. These are the offices of the Management Company and the branches of United Bulgarian Bank AD in the country.

Investment objectives

The funds of the "UBB Premium Equity Fund" is invested primarily in shares admitted to trading or traded on regulated markets at Bulgaria and abroad that have high growth potential and demonstrate high volatility of prices, volatility to the portfolio increased risk, respectively - the possibility of higher returns.

ОББ Премиум АкцииStructuring and maintaining a diversified investment portfolio and to protect investors' funds from adverse market developments, the Management Company invests funds "UBB Premium Equity" in shares issued by foreign issuers and in debt securities issued by states, municipalities and corporate Bulgarian and foreign issuers.

ОББ Премиум АкцииFixed income securities and deposits in the portfolio structure is mainly used for risk diversification, as well as the realization of current income in times of unfavorable market situation for equity securities (shares in public companies and units of mutual funds).

ОББ Премиум АкцииTo ensure liquidity and achieve higher profitability, the Management Company may undertake on behalf of "UBB Premium Equity 'term transactions in the acquisition and sale of securities and contracts with repurchase (repos).

ОББ Премиум АкцииTo achieve the main objectives of the "UBB Premium Equity" and risk management Management Company may implement appropriate investment methods of protecting the portfolio (hedging) of different types of risk, in which may enter into transactions with rights, futures, forwards, options, swaps and other derivative financial instruments.

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