UNITED BULGARIAN BANK API EULA

Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

Casco Insurance by DZI General Insurance EAD

Subject of insurance

Insured are passenger cars, light trucks and truck vehicles, mopeds and motorcycles, road tractors, buses, trailers and semitrailers, trolleybuses, agricultural, construction, intra-factory, wheeled and crawler-type machinery.

Risks covered

Cover is ensured for events, grouped in different clauses that could lead to a partial or total loss of your vehicle, such as:

  • Natural disasters
  • Events in consequence of breakdown of equipment outside the motor vehicle – water-mains, sewerage, steam-mains, gas-mains, electricity power facilities, etc. – as well as of explosion of such installations
  • Fire and/or explosion due to technical failure
  • Road accidents
  • Accident fall of aircrafts or other matters on the vehicle
  • Malicious acts of third parties
  • Arson or explosion of a motor vehicle
  • Theft and robbery of a whole motor vehicle
  • Burglary of insured permanently built-in audio equipment 
  • Car assistance abroad – it ensures comfort upon traveling abroad (on the territory of the EU member states and the member states of the Green Card International Agreement), including specialized technical, transportation and legal assistance
  • Road assistance for the territory of the Republic of Bulgaria upon insured event – free of charge for passenger cars and trucks of total weight up to 3,5 tons  
  • Possibility for including road assistance and upon technical failure (incl. erroneously loaded fuel), as well as higher limits, and supplementary services upon insured event (against additionally paid premium).

Territorial effect

Republic of Bulgaria, member states of the European Union (EU) and the member states of the Green Card Multiparty Agreement. The risks "Whole motor vehicle theft", „Whole motor vehicle robbery“, „Fire and/or explosion due to a technical failure“ and „Arson or explosion of vehicle", when the event has occurred on the territory of the countries Russia, Ukraine, Belarus, Moldova, Albania, Bosnia and Herzegovina, Republic of Kosovo and on the territory of the state members of Green Card Multiparty Agreement, which are outside Europe, with the exception of the Republic of Turkey.

When concluding an insurance agreement, you have the possibility to choose how the damages to your vehicle to be repaired in case of an event. The options depend on the vehicle's age and the chosen special arrangement:

  • Official car service center Expenses are covered for the vehicle's repair in service center of official representative for the Republic of Bulgaria or according to presented original invoices. It is offered for all vehicle types of age up to 4 years and upon minimum amount of the premium and upon additional increase of the premium for passenger cars and trucks of total weight up to 3,5 tons and age - above 4 years and up to 8 years, upon minimum amount of the insured amount.
  • Trustworthy car service center Expenses are covered for repair in trustworthy car service center of DZI or according to presented original invoices. It may be negotiated for all vehicle types with no age limit and upon minimum amount of the premium, pursuant to the effective tariff of the insurer.
  • Expert valuation The amount of the due insurance indemnity is defined based on an expert valuation of the Insurer.
  • Repair works abroad It offers a possibility for repair of partial damages on the insured vehicle, performed on the territory of the country where the event has occurred. It is offered upon additional premium for vehicles of age up to 8 years.

What is the manner for insurance?

  • Upon concluding the insurance, the vehicle is provided for inspection to be performed by a DZI representative for determining its technical condition, identifying and any possible damages and lacks.
  • In order to conclude the policy, the following documents should be presented:
    • documents attesting the vehicle's ownership;
    • ID document of the owner;
    • Proposal for concluding the insurance:

Occurance of Insurance event

What to do upon occurrence of road accident - download

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