UBB offers mortgage loans with a residential consultation programme
04 Decempber 2019
The specially developed Internet platform www.ubbforhome.bg aims to assist home-seekers in planning their budget for the purchase of a new home through a mortgage loan. In addition to the calculation of the maximum price and loan tenor, based on inputted desired monthly installment and amount of self-participation, the platform provides up-to-date information about the properties for sale in 6 large Bulgarian cities - Sofia, Burgas, Varna, Plovdiv, Ruse, Stara Zagora. Furthermore, based on defined parameters, the website makes a profile of the chosen residential district, while aggregating the information for availability of schools, parks and kindergartens in the vicinity, air quality index, transportation connections, demography of the neighbourhood.
With only a few clicks, the user can book a meeting with a consultant at a branch of the Bank, who will assist him/her further in selecting and purchasing the right property.
“With the new programme for residential consultation we cater for an essential need of the people, who have made a decision to purchase a home of their own, but face a multitude of questions and uncertainties. By putting ourselves in the shoes of the client we answer a large part of these questions and provide an opportunity for much more flexible and informed decision-making”, stated Peter Andronov, Chief Executive Officer of UBB and Country Manager of KBC Group for Bulgaria.
The platform has been developed in partnership with Ocenime.bg - the first of its kind real estates’ info portal in Bulgaria, which offers only up-to-date and verified ads on the market, as well as detailed information for each residential property: price assessment through own algorithm, air quality, neighbours, schools, transportation, crime rate and nearby sites.
The Internet platform www.ubbforhome.bg is yet another innovation in UBB’s digital portfolio of services. Recently the Bank also announced the launch of a fully digital process for obtaining a consumer loan or an overdraft, without the need to file an application, through the mobile banking functionality UBB Mobile.
Also, as of November, every individual who is a client of the Bank and uses UBB Mobile can request the issuance of a debit card directly through the application. Clients can choose the current account the card to be linked to, the card type and indicate a convenient branch where they can receive their plastic.