The KBC Group companies in Bulgaria offer yet another attractive financial product on the market, which combines a life insurance and an investment. EuroHorizon 6 from DZI is an opportunity for all individuals, who are responsible about their future and willing to invest funds in an instrument that enables the obtaining of return, exceeding current interest rates on deposits at a relatively low level of risk.

Those, who have opted in for this product will receive professional management of their funds, which will be invested in units of Optimum Fund World Selection 100-1 – an investment fund with a fixed start and end date. Potential return is being achieved through investing in swaps of a selection of 30 global companies in the field of finance, construction, healthcare, power engineering and others. The fund has two investment objectives - to pay out on the maturity date 100% of the initial investment and achieve a possible capital gain, which, upon certain conditions may reach as a maximum 50% of the net invested amount. An important feature of EuroHorizon 6 is that at the end of the contract period the net invested amount* is being preserved, regardless of the performance of the basket of 30 shares.

Eligible to participate in EuroHorizon 6 are natural persons from 18 up to 70 years of age, who can purchase the programme at any branch of UBB or DZI as of 16 February and make a prudent investment in their future. The minimum sum for participation is EUR 2500, and the programme tenor is 5 years and 5 days with maturity on 28.02.2031. There is an entry fee equaling 2% of the investment premium upon purchase of EuroHorizon 6 or 1% of the investment premium upon purchase of EuroHorizon 6 together with EuroFuture. Upon surrender the fee is 5% of the withdrawn amount as surrender entitlement shall occur immediately after the contract period start.

The risk part of EuroHorizon 6 provides insurance protection in case of an adverse event - loss of life due to accident. In such a case the Insurer will pay the sum insured **, equaling the triple amount of the one-off insurance premium, however not more than EUR 75 000 and the value of the investment units held, calculated based on price per unit as of the first date of the fund assessment after announcing the event.

*The net invested amount is the one-off insurance premium, less the premium for the covered  Death due to Accident risk (Risk premium) and the entry fee on the investment premium, covering the administrative expenses of the Insurer.  Net Invested Amount = One-off Insurance Premium - Risk Premium - Entry Fee

**The sum insured (liability limit) shall be the amount agreed and stated in the insurance policy, representing the cap of the Insurer’s liability to the Insuree or the Beneficiary. The minimum and maximum sum insured amounts shall be determined by the Insurer.

Additional information on the terms, conditions and opportunities of EuroHorizon 6 is available free of charge at any UBB or DZI branch or at www.ubb.bg/www.dzi.bg.