Consumer Loan Insurance
The Loan Protection insurance program of DZI is a parameter of consumer loans, providing insurance protection to UBB borrowers.
Life Insurance coverage by DZI
- Death due to sickness or accident with face amount, equalling the residual loan amount.
- Permanent Total Disability (PTD) due to sickness or accident with face amount, equalling the residual loan amount.
- Temporary Total Disability (TTD) due to sickness or accident. The indemnity equals the monthly loan installment. After 60-day waiting period indemnity will be paid for each full 30-day period of TTD. This coverage option is active with group policies 2023 and 2033.
In case of an insured event under a Life Insurance policy
The insurance claim may be submitted via a UBB branch or directly sent to the Insurance company.
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