Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

ATM Deposits

Benefit from a user-friendly, easy and secure way for depositing cash at an ATM under UBB debit and credit cards at 60 ATMs in 31 towns.

About the ATM Deposit Service

An opportunity for all clients of UBB to deposit cash into their debit or credit cards at certain ATMs, upon:

  • Credit card limit repayment
  • Repayment of consumer and mortgage loans, linked to debit card accounts.
  • Depositing of money in current accounts, linked to debit cards.
  • Depositing daily turnovers of commercial sites in a company account, linked to a card.

ATM Deposit Options

  • ATMs accept Bulgarian banknotes in denominations of 5, 10, 20, 50 and 100 Bulgarian leva.
  • Banknotes of different denominations can be placed at a time.
  • Depending on the ATM’s type, up to 50 or 90 banknotes can be deposited per transaction.

Deposited Funds’ Accounting Treatment

  • Funds, deposited in debit cards, will be posted to the current account linked to the card, while credit card installments will be directly posted to the credit limit.
  • The posting to the card balance will be effected immediately and the deposited funds will be added to the increase of  the disposable balance.
  • Installments’ Accounting Treatment
    • Immediately - if the deposit is made during the business hours of the bank.
    • After business hours – during the first business day, following the transaction date.
  • A receipt will be printed for each installment , containing data about the total deposited amount and the balance after the transaction.  
  • The bank will send a free-of-charge SMS message, confirming the effected transaction.
  • Installments under cards, linked to foreign currency accounts, will be converted at the exchange rate of the bank on the day of posting the accounting entry.

Service Cancellation:

  • There is an option for the client to cancel the transaction after placing the banknotes, upon which the same banknotes will be returned. 
    Transaction Security 24/7

All ATMs, accepting cash installments, are located at the façades of the bank’s branches which guarantees further security for transactions and 24/7 video surveillance.

Main steps for making an ATM Deposit

  1. Select “Cash to Card” from the ATM’s main menu.
  2. Accepted banknotes will be displayed on the screen.
  3. The slot intended for placing the banknotes will open and the banknotes need to be placed lengthwise without folding them.
  4. The ATM will accept the banknotes for verification.
  5. The total amount of the deposited banknotes will be displayed on the screen with three different options available: 
    1. Upon selecting „Deposit Amount”, the installment will be accepted and once the PIN is entered the card account balance will be updated with the deposited amount.
    2. Upon selecting „Add Banknotes” the slot for banknotes will open and you can place additional banknotes. After placing the banknotes for the installment, you should select “Deposit Amount” option in order to register the installment.
    3. By selecting „Cancel” the placed banknotes will be returned and the transaction will be suspended
  6. The screen of the device will display a confirmation about the completed transaction. A receipt will be printed for each registered installment, detailing the total deposited amount and the card account balance after the transaction.


ATM Deposit Locations

To find out locations for using the service, please, refer to our map of branches and ATMs, by selecting the "ATM Deposit" filter. 

Or give us a call
0700 117 17
Short number for local calls by Bulgarian mobile network subscribers
+3592 483 1717
For local and international calls
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