UNITED BULGARIAN BANK API EULA

Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

Fund Transfers

When using UBB for transfer of funds in Bulgarian leva (BGN) or in foreign currency, you can rely on professionalism, promptness and security upon their execution.

Fund transfers in Bulgarian leva

Through either UBB branch network or its online banking service you can order fund transfers in Bulgarian leva to all banks on the territory of Bulgaria. While utilizing UBB services for the effecting of your cash or non-cash payments you can rely on professionalism, promptness and security upon the execution of your bank transfers.

Cash transfers in BGN may be effected both by clients of the bank, as well as by persons/entities without opened accounts with UBB.

The cut-off time for accepting orders for BGN transfers with execution deadline the same business day is 15.00 h. Payments, ordered after this hour shall be processed on the next business day.
Orders for intrabank transfers from and to an account with UBB AD shall be accepted by 16. 30 h. and shall be effected with value date the same business day.
 
Updated information about the fees and commissions for effecting a fund transfer in BGN and updated UBB AD General Terms on Payment Services are available in Tariffs and General terms Section. The List of UBB Nostro Accounts is available in Important documents here.

Fund transfers in foreign currency

Through UBB’s branches or via its electronic banking you can order fund transfers in: euro (EUR), US Dollar (USD), British pound (GBP), Swiss franc (CHF), Japanese yen (JPY), Turkish lira (TRY), Canadian dollar (CAD), Australian dollar (AUD), New Zealand dollar (NZD), Russian roubles*(RUB), Romanian lei* (RON),  Swedish krona (SEK), Norwegian krone (NOK) and Danish krone (DKK). When using UBB services our clients can rely on professionalism, promptness and security upon execution of bank transfers.

Accepting and executing orders for fund transfers in foreign currency

  • Interbank orders for fund transfers in foreign currency through a branch shall be accepted by 15.00h. Payments ordered after this hour shall be executed on the next business day;
  • Interbank orders for fund transfers in foreign currency via online banking shall be accepted by 15.30h. Payments ordered after this hour shall be processed on the next business day;
  • Fund transfers in foreign currencies in EUR, USD, CHF and GBP shall be executed with value date – the same business day;
  • Fund transfers in foreign currencies of the other EEA countries, ordered via online banking, shall be executed with value date 1 business day, while those ordered through a branch - with value date up to 2 business days;
  • Fund transfers in JPY, TRY, CAD, AUD, NZD and RUB ordered via online banking and a branch of the bank shall be executed with value date 2 business days;
  • Express fund transfers via TARGET2 shall be executed only in EUR to banks in EEA countries, participating in TARGET 2.
  • Deadline for processing incoming transfers in foreign currency within the business day - 16.30 h.

Updated information about the fees and commissions for effecting a fund transfer in foreign currencies and updated UBB AD General Terms on Payment Services are available in Tariffs and General terms Section. The List of UBB Nostro Accounts is available in Important documents here.

*Fund transfers in Russian roubles (RUB) and Romanian lei (RON) can be effected only through a branch of the bank.

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