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Exchange rates

Exchange rates

as of 29/01/2020 10:49:04

Cash payment
Non-cash payment
Selling rate
1.96000
1.95900
Buying rate
1.94850
1.95000
BNB fixing
1.95583
Cash payment
Non-cash payment
Selling rate
1.79630
1.79330
Buying rate
1.75080
1.75380
BNB fixing
1.77722
Cash payment
Non-cash payment
Selling rate
2.33620
2.33320
Buying rate
2.28330
2.28730
BNB fixing
2.31177
Cash payment
Non-cash payment
Selling rate
1.84580
1.84280
Buying rate
1.79640
1.79990
BNB fixing
1.82737
БГ

UBB with a new offer for 6.00% fixed interest rate on mortgage loans in BGN

30 July 2014

UBB has announced a new offer of a 6.00% fixed interest rate over the first three years for loans in BGN, targeted at residential property purchase, construction and finishing works, as well as refinancing of a mortgage loan, granted by another bank. The interest rate for the remaining loan period is a variable one and is formed based on a 6-month SOFIBOR + a fixed margin of 5.100 percent.

The Bank has changed its terms and conditions for all new mortgage loan types,involving the following amendments to banking fees:
  • no application fee
  • nodrawdownfee
  • no annual administration fee
  • noprepaymentfee  
  • fixed credit assessment fee for all approved loans, regardless of the loan amount
Clients may also chose a variable interest rate of 6% over the whole tenor for loans in BGN and in EUR in case of a loan for residential property purchase, repairs and furnishing, construction and finishing works, payroll or regular proceeds in a Comfort account with the Bank .
 
UBB clientshave the privilege of obtaining preliminary approval of the loan amount prior to selecting the property they would like to purchase. Upon refinancing an existing mortgage loan by another Bank clients are exempt from credit assessment fee and may be granted auxiliary funds.  
 
The maximum amount of mortgage loans for residential property purchase is BGN 500 000, or EUR 250 000, with a repayment term up to 35 years.
 
Annual Percentage Rate (APR): 6.64% fora loan of BGN80 000 with 30-year loan period,and 6.00% fixed interest rate over the first 3 years and a variable interest rate, formed of a 6-month SOFIBOR+ a fixed margin of 5.100 % over the remaining loan period. Monthly installment of BGN 479.64 over the loan period with a fixed interest rate and of BGN 503.91 over the remaining loan period. The total amount due equals BGN 181 574.96. Clients should have PROPERTY and LIFE insurances. Insurance costs are not included in the Annual Percentage Rate (APR). The value of the 6-month SOFIBOR, adopted by the Bank as of 30.06.2014,is 1.400%.
 
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