Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

UBB Gallery

About UBB Gallery

UBB Gallery is an especially created artistic space. United Bulgarian Bank, after its acquisition by KBC Group, has taken up the challenge to preserve its ex Head Office as a token of care for the inherited premises and turn them into an attractive place for the local community. Therefore it was rendered home to more than 225 art pieces and antiques, distributed, based on expert valuation, into three categories: gold, silver and bronze. The cause to preserve the Bulgarian heritage united UBB’s employees and motivated them to dedicate time and efforts to turning the emptied bank branch into welcoming artistic space and a community centre. At present UBB Gallery is open to visitors six days a week. UBB may lend the gallery space free of charge to artists, willing to share their works. The place is suitable for companies, needing to promote a cause in a sophisticated atmosphere. Prominent public figures may present their ideas and concepts in cozy surroundings. UBB Gallery is the epitome of the institution's values with regard to contemporary sustainable development and integration. This artistic place unveils KBC Group's aspiration to keep traditions alive, while simultaneously upholding innovations.      

Events at UBB Gallery:

Official opening of UBB Gallery

Johan Thijs, Chief Executive Officer of KBC Group, Peter Andronov, Chief Executive Officer of UBB and His Excellency François Bontemps, Ambassador of the Kingdom of Belgium to Bulgaria, officially opened UBB Gallery in October 2018. The artistic space, which until recently housed UBB’s Head Office, has been thoroughly redesigned in a manner, suitable for organizing various exhibitions and art events at 5, Sveta Sofia Str. The first exhibition in UBB Gallery comprised more than 30 paintings by well-known artists and objects of antique value. The oldest painting dates back to the beginning of 20th century - Army Supply Wagons, 1917 painted by Vasil Marinov. Another intriguing painting is an art piece by Hristo Kavarnaliev. This work actually integrates two paintings (Sea and Marine Landscape), so a special frame with a stand was prepared for the exhibition, allowing it to be seen from both sides. Other artists taking part in the exhibition of UBB’s Gold Fund include the following - Anastasia Panayotova, Antoniy Sofev, Zlatyu Boyadzhiev, Marko Monev, Konstantin Tringov, Radomir Mandov. Along with the shown paintings, there was a collection of antiques including wall clocks and typewriters. The artworks and antiques occupied a focal place in the various branches of the financial institution through the years. That is the idea behind their public display today - a continuation of UBB's support for Bulgarian culture and arts.

Exhibition of children's drawings

In December 2018 United for Charity Association and the UBB Trade Union organized an exhibition of children’s drawings on the following topic: “Bulgarian nature in spring - miraculous shapes and colours”. The exposition is part of the traditional My Family’s Drawing contest, which involves employees from the KBC Group companies, their children and relatives. All drawings were exhibited for charity purposes and the raised funds were provided to the associations.

“55” Exhibition

At the beginning of February 2019 UBB Gallery hosted the first exhibition of a visiting artist. The contemporary painter Vladimir Zapryanov presented his "55” Exhibition, dedicated to his personal anniversary. The exhibition included 30 artworks, representing his inspirations and quests. Zapryanov's works demonstrate the monumental sense of the author, combined with his maturity. The exhibition was open to visitors from 6th to 26th February 2019. The first exhibition of a visiting artist at UBB Gallery embodied UBB's endeavour to support Bulgarian art by making it available for this country’s citizens and visitors.

Exhibition “Digital Ink”

In April 2019, UBB Gallery presented an innovative exhibition of augmented reality (AR) pictures. Via a special application, six graphics by contemporary authors will start moving, revealing an enchanting virtual reality. One of the works is specially designed for UBB in line with one of its innovative applications - UBB Mobile. Augmented reality also stirs interest with a virtual portal to another dimension, invisible to the human eye. The modern installation is a combination of art and innovation.