Please read this License Agreement ("Agreement") carefully before clicking the "I Accept the Terms & Conditions" button.

By clicking the "I Accept the Terms & Conditions" button, you are agreeing to be bound by the terms and conditions of this Agreement to use the APIs in the Sandbox.

If you do not agree to the terms of this Agreement, do not click on the "I Accept the Terms & Conditions" button and do not add the API to the list of APIs your application will access.

1. Definitions

When used in this Agreement with the initial letters capitalized, in addition to the terms defined elsewhere in this Agreement, the following terms have the following meanings:

∙ API means the UNITED BULGARIAN BANK’S (UBB) application programming interface;

∙ Intellectual Property Rights means all patents, copyright and related rights, trademarks, logo, service marks, trade, design rights, business and domain names, rights in trade dress or get-up, rights in goodwill or to sue for passing off, rights in designs, database rights, rights in confidential information (including know-how and trade secrets) and any other intellectual property rights, in each case whether registered or unregistered and including all applications for, and renewals or extensions of, such rights, and all similar or equivalent rights or forms of protection in any part of the world.

∙ Sandbox is the software testing environment that enables the isolated execution of software or programs for independent evaluation, monitoring or testing. 

2. License

UBB grants you a limited,  non-transferable, non-exclusive, as-is, non sub licensable license

to use the API for the sole purpose of developing and testing your applications.

3. Restrictions

You shall not- 

∙ change or delete any copyright, trademark, tradename or other proprietary notices, legends, symbols, or labels appearing on or in the API;

∙ Disclose, share  or divulge any of the API specifications to any third party;

∙ Represent in any way that your application is approved, recommended or endorsed by us;

∙ Disable, or by pass any security protocols or measures or technical limitations of the APIs; 

∙ Modify, decompile, reverse engineer or otherwise alter the APIs;

∙ Participate or engage in any activity which restricts, hinders, impedes, interrupts or harms the API in any way or permits unauthorised access to the API;

∙ Use the API and the content thereon for any purpose other than those expressly permitted by these Terms of Use

UBB reserves the right to modify, suspend or discontinue, temporarily or permanently, the APIs, with or without notice and without liability to you.

4. Intellectual Property

Intellectual Property Rights 

4.1 We retain all Intellectual Property Rights with respect to UBB API’s,  including content and documentation and these may not be copied, transmitted or reproduced without our  prior consent. All Intellectual Property Rights and other rights in connection with the Portal  (including without limitation, information, graphics, software, text, sounds, images, trade marks, service marks, trade names and logos) are vested in us or our licensors.   You agree that you shall not obtain any Intellectual Property Rights, title or interest in the Portal other than in accordance with these Terms of Use.

4.2  You undertake not to do anything which would bring UBB or any of it trademarks, trade names, logos, or branding into disrepute or harm the reputation and goodwill of UBB.

4.3 You acknowledge and agree that we may independently develop or create applications, content or other services or products that may be similar to and/or compete with your applications and nothing in these Terms of Use shall prevent us from exploiting any such commercial opportunities.

5. Term and Termination

This Agreement shall remain in effect until terminated by you or UBB. 

UBB may, in its sole discretion, at any time and for any or no reason, suspend or terminate this Agreement with or without prior notice.

This Agreement will terminate immediately, without prior notice from UBB, in the event that you fail to comply with any provision of this Agreement. You may also terminate this Agreement by deleting the Application on our API.

Upon termination of this Agreement, you shall cease all use of the APIs on the Sandbox.

6. Severability

If any provision of this Agreement is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

7. Amendments to this Agreement

UBB reserves the right, at its sole discretion, to modify or replace this Agreement at any time. What constitutes a material change will be determined at our sole discretion.

8. Applicable law and jurisdiction

The provisions of the Bulgarian law shall apply to this Agreement. Disputes betwen UBB and you related to, or arising from this Agreement shall, unless settled amicably between UBB and you, be brought for resolution before the competent Bulgarian court in Sofia, Bulgaria.

UBB, DZI and KBC Group Employees in Bulgaria organize 40 green initiatives in 15 Bulgarian cities

The employees of UBB, DZI, UBB Interlease and UBB's subsidiaries are involved in a large-scale campaign that promotes activities to protect the environment and reduce negative impacts on the climate. Apart from Bulgaria, the campaign is also being realized in Belgium, the Czech Republic, Slovakia, Hungary and Ireland. Every employee involved in environmental activities "earns" a tree for afforestation in his or her country. The ultimate goal is to plant a total of 42 000 trees in all countries, which is the number of all employees of the group.

Environmental protection activities focus on three topics closely related to KBC's sustainability policy: waste recycling, carbon footprint reduction and contribution to the circular economy.

A stationary recycling plant operates at the headquarters of UBB and DZI - UBB Millennium Centre and a mobile recycling van traverses the country to facilitate the collection of waste and end-of-life mobile devices at branches of the bank and the insurance company. After its first visits to Blagoevgrad, Kyustendil, Pazardzhik, Plovdiv and Stara Zagora, only one week after the start of the campaign, the traveling recycler gathered more than 1 tonne of paper, plastic and glass.

On June 22, the employees of the Belgian KBC Group companies will roll up their sleeves and will clean up together 120 decares on the shore of Iskar Dam and the surrounding area around it.

By the end of June the van will visit 10 more towns including Veliko Tarnovo, Pleven, Varna, Ruse, Vidin, Haskovo, Yambol, Sliven, the concerts of BG Radio and the Francofolies Festival in Blagoevgrad, Radio Park Fest in Yuzhen Park in Sofia and will end at the beach in Burgas, which will be cleaned up by the employees of KBC Group on 28 June.

The other two lines of challenge to employees encourage going to work by walking, cycling or by carpooling, in order to reduce the harmful emissions into the atmosphere, as well as support the circular economy by handing over old mobile and electronic devices to extend their life cycle.

With these guidelines, KBC Group employees have already created more than 20 events that include calls for days without printing on paper, days without the use of plastic cups, replacement of cars by subway or carpooling, days of vegetarian meals, etc.

Protecting the environment and reducing the negative imprints on the climate is the 5th challenge that KBC Group employees take on. In a series of in-house initiatives shared by the six countries, employees have donated 500 000 euros so far, gathering kilometres through sports initiatives, and recorded the name of the group in the world's most desired book - that of the Guinness World Records, breaking the record for the highest number of employees who have been solving an online quiz simultaneously.

“The challenges we have passed successfully so far together are an example of the strength of our team spirit. However, the challenges to nature are even greater, and we, the management of KBC Group, and all employees, are aware of this. Evidence of this commitment is also the large number of employees who have proposed precisely green ideas to be part of the fifth challenge. I am convinced that we will be successful again, as the stake is even higher this time - the nature of Bulgaria”, said Peter Andronov, Country Manager of KBC Group for Bulgaria and UBB Chief Executive Officer.

The motto of the fifth challenge faced by the employees of the whole group is "Team Blue Goes Green", and the ambition of KBC Group employees in Bulgaria in particular is to be able to take pride in the autumn in the planting of more than 4000 trees in the country.